Pending15 days listed

5765 Highway 20, Covington, GA 30016

  • 3bd
  • 2ba
  • 3,100SF
  • 5.21ac lot

Single-family home

List price

$560,000

$181/SF list

Ask about this home

FMLS IDXFMLS #7852739 · Listing Provided By BHGRE Metro Brokers · 404-843-2500 · Listing agent FREDDIE Chapman

Location

5765 Highway 20, Covington GA 30016

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About this home

Two Homes in One on Over 5 Acres! Discover the perfect blend of space, comfort, and versatility with this unique property featuring two homes on over 5 acres. The main residence offers a three-bedroom, two-bathroom split-bedroom floor plan with beautiful new pecan hardwood floors and tile flooring throughout. The kitchen is thoughtfully appointed with granite countertops, updated solid maple cabinetry, a built-in coffee maker with its own waterline, and a trash compactor. An inviting dining area sits adjacent to the den, creating a functional layout for everyday living and entertaining. The spacious owner’s suite features a large bathroom, a walk-in closet, and a private exterior door leading to the backyard patio. Two additional generously sized bedrooms are located on the opposite side of the home and share a full bathroom. The great room is a standout feature, showcasing expansive windows stretching across the back of the home and a beautiful brick fireplace. Additional updates include a brand-new roof and a new pool pump. The four-sided brick exterior adds timeless appeal, while the circular driveway provides ample parking for guests, family gatherings, and entertaining. Step outside and enjoy your own private retreat, complete with a saltwater swimming pool, an enormous, covered patio, approximately 5,000 square feet of stamped concrete, and a firepit—perfect for relaxing or hosting gatherings. The property also includes a two-car garage, a two-car carport, and abundant storage space. The Cottage: Your Private Second Residence The second home, affectionately known as “The Cottage,” is completely independent of the main residence, offering exceptional flexibility for extended family, guests, or potential rental opportunities. This separate living space features a full kitchen, a third full bathroom, a laundry room, hardwood flooring, a covered porch, and a fourth bedroom located in the loft. With two separate homes, over 5 acres of land, a private saltwater pool, and extensive outdoor living space, this exceptional property offers endless possibilities for multigenerational living, entertaining, or simply enjoying the privacy and freedom of country-style living.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Living area
3,100 SF
Lot size
5.21 acres
Year built
1988
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Attached, Driveway, Garage, Level Driveway, RV Access/Parking, Garage Door Opener, Covered
Style
Ranch
Construction
Brick
Roof
Shingle, Composition
Flooring
Hardwood, Marble, Tile
Heating
Electric
Cooling
Ceiling Fan(s), Electric
Fireplaces
1
Appliances
Dishwasher, Gas Oven, Gas Cooktop, Refrigerator, Self Cleaning Oven, Microwave
Pool
In Ground, Salt Water, Private
Lot
Back Yard, Level, Private
HOA
No
Annual tax
$4,500 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $560,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,172/mo

Principal and interest
$3,462
Property tax
$375
Home insurance
$125
Mortgage insurance
$210
Loan amount
$504,000
Cash down
$56,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by BHGRE Metro Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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