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Active77 days listed

3655 Southlake Circle, Cumming, GA 30041

  • 3bd
  • 3ba
  • 2,566SF
  • 0.81ac lot

Single-family homeSouthlake Estates

List price

$410,000

$160/SF list

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FMLS IDXFMLS #7819351 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-641-8954 · Listing agent Allison Cutler

Location

3655 Southlake Circle, Cumming GA 30041

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About this home

Welcome to this exceptional custom-built, four-sided brick home, lovingly maintained by its original owner and ideally located in a desirable neighborhood with no HOA—just 4 miles from Lake Lanier! Offering timeless quality, spacious living areas, and an abundance of storage, this home is designed for both comfortable everyday living and convenience! The inviting open-concept floor plan features beautiful hardwood floors throughout and a seamless flow between the main living spaces. The main level offers two generously sized bedrooms, each with its own private ensuite bathroom. In addition, the primary bedroom has a private deck to relax and have your morning coffee/tea. The finished space in the basement offers a third bedroom with a private full bathroom, creating an ideal space for guests, a home office, media room, or extended living. With tons of storage throughout, there is plenty of room to keep everything organized. A spacious three-car garage provides ample parking and room for vehicles, recreational equipment, and additional storage. Outside, enjoy the freedom of a neighborhood without HOA restrictions while being just minutes from the recreational opportunities, boating, fishing, and natural beauty of Lake Lanier. Located in an area served by award-winning schools, this one-owner custom home offers an incredible combination of quality construction, flexible living space, convenient location, and lasting value. A rare opportunity to own a beautifully maintained brick home close to Lake Lanier!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,566 SF
Lot size
0.81 acres
Year built
1991
Levels
One and One Half
Main-level bedrooms
2
Garage spaces
3
Parking
Attached, Drive Under Main Level, Driveway, Garage, Garage Door Opener, Garage Faces Side
Basement
Daylight, Driveway Access, Exterior Entry, Finished, Finished Bath, Partial
Style
Traditional
Construction
Brick 4 Sides
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Refrigerator
Lot
Front Yard, Private, Wooded
HOA
No
Annual tax
$605 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $410,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,864/mo

Principal and interest
$2,535
Property tax
$50
Home insurance
$125
Mortgage insurance
$154
Loan amount
$369,000
Cash down
$41,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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