Active76 days listed

3680 Sinclair Shores Road, Cumming, GA 30041

  • 3bd
  • 3ba
  • 2,912SF
  • 1.38ac lot

Single-family homeLake Lanier - Private Dock w/ Party Deck

List price

$1,299,000

$446/SF list

Ask about this home

FMLS IDXFMLS #7816965 · Listing Provided By Maximum One Premier Realtors · 470-400-9877 · Listing agent Trish Hutcherson

Location

3680 Sinclair Shores Road, Cumming GA 30041

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About this home

LAKE LANIER LIVING—WITHOUT THE RENOVATION! Plus, preferred lender will buy down your interest rate by 1% for a full year. If you've been searching for a Lake Lanier home that's truly move-in ready, your search ends here. Beautifully renovated from top to bottom, this exceptional lakefront retreat allows you to spend your weekends on the water—not managing contractors or tackling endless projects. The property features a 28x24 single-slip dock with an expansive upper party deck, perfectly positioned on deep water with approximately 10–15 feet of depth even during lower lake levels. Freshly painted and equipped with Aqua Stairs, the dock is ready for boating, swimming, fishing, or simply soaking in the long-range lake views with friends and family. Inside, every major update has already been completed. The thoughtfully renovated kitchen features Quartz countertops, a large island with seating, farmhouse sink, gas range, Bosch dishwasher, and finishes that feel both timeless and current. The adjoining dining room and vaulted family room—with custom wood ceilings and a wood-burning stove—create warm, inviting spaces for everyday living and effortless entertaining. Wake each morning to peaceful lake views from the private owner's suite, complete with a motorized window shade and beautifully renovated spa-like bathroom featuring a large walk-in shower, shiplap accents, and designer finishes. A second bedroom and updated half bath complete the main level, making this home comfortable for everyday living as well as weekend guests. The finished terrace level extends the home's entertaining space with a spacious recreation room, plenty of room for a custom bar or beverage center, a flex room currently used as a third bedroom, a full bath, laundry room, and generous storage. Outdoor living is equally impressive!! Set on 1.38 private acres, you'll enjoy multiple outdoor gathering spaces including an incredible screened porch with a hanging daybed, oversized decks, outdoor shower and a hot tub overlooking the lake. The fenced front yard is ideal for pets, while the large lot offers the privacy that's becoming increasingly difficult to find on Lake Lanier. Beyond the cosmetic renovations, you'll appreciate the extensive investment in the home's major systems. Recent improvements include new windows and doors (2023), new roof and gutters (2025), HVAC systems (2021 & 2023), whole-house generator wiring, and a charming She Shed (2021). The detached three-car garage provides abundant storage for vehicles, boats, golf carts, and lake toys. Properties like this are incredibly rare—a deep-water dock, extensive renovations, updated major systems, multiple indoor and outdoor entertaining spaces, detached three-car garage, 1.38 private acres, and NO HOA. Every significant project has already been completed, allowing you to move in, unpack, and immediately begin enjoying everything Lake Lanier has to offer!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,912 SF
Lot size
1.38 acres
Year built
1986
Levels
Two
Main-level bedrooms
2
Garage spaces
3
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway
Basement
Driveway Access, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access
Style
Cottage, Traditional
Construction
Log, Wood Siding
Roof
Composition
Flooring
Luxury Vinyl, Tile
Heating
Central, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Electric Water Heater, Gas Range, Microwave, Range Hood
Lot
Back Yard, Front Yard, Lake On Lot, Landscaped, Sloped, Wooded
Community
Lake, Near Schools, Near Shopping, Near Trails/Greenway
HOA
No
Annual tax
$7,778 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,299,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$9,291/mo

Principal and interest
$8,031
Property tax
$648
Home insurance
$125
Mortgage insurance
$487
Loan amount
$1,169,100
Cash down
$129,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Maximum One Premier Realtors, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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