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Active69 days listed

3995 Sierra Lake drive, Cumming, GA 30040

  • 5bd
  • 5ba
  • 3,911SF
  • 0.41ac lot

Single-family homeSierra Lake

List price

$1,025,990

$262/SF list

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FMLS IDXFMLS #7824049 · Listing Provided By Park Place Brokers · 770-378-5754 · Listing agent Nicole Ramsey

Location

3995 Sierra Lake drive, Cumming GA 30040

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About this home

Penny Plan Lot 180: 5BR/ 4.5BA Nestled within the gated lakeside community of Sierra Lake in Cumming, Georgia, this Model Home offers a rare combination of tranquility, space, and convenience. Positioned on an oversized lot with direct lake access, the home invites you to enjoy peaceful views from the covered rear porch, master bedroom and great room. A easy walk to the neighborhood’s resort-style amenities, including a pool, clubhouse, playground, and scenic walking trails, and dog Park. Inside, nearly 3914 square feet of thoughtfully designed living space accommodates multi-generational needs with five spacious bedrooms and four and a half baths. The main level features a private guest suite with its own bath, a formal dining room, and a flexible living room or office. The heart of the home includes a chef’s kitchen with a built-in coffee bar and walk-in pantry, opening to a fireside family room with custom cabinets. Upstairs, a media room provides the perfect retreat for movie nights or game days. Additional highlights include two fireplaces, a four-car garage, and elegant finishes throughout and covered Patio with Fire pitt. Located just minutes from GA-400 and Lake Lanier, this home offers quick access to top-rated schools, Northside Hospital, parks, dining, and shopping. Some photos may be file photos representative of similar finishes. Price reflects current promotion. Ask about closing cost contributions with preferred lender.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Half baths
1
Living area
3,911 SF
Lot size
0.41 acres
Year built
2025
Levels
Two
Main-level bedrooms
1
Garage spaces
4
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side
Style
Craftsman, Traditional
Construction
Brick 3 Sides, Cement Siding
Roof
Shingle
Flooring
Carpet, Tile, Wood
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric, Zoned
Fireplaces
2
Appliances
Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Range Hood
Lot
Back Yard, Landscaped, Level, Sprinklers In Front
Community
Clubhouse, Community Dock, Dog Park, Fishing, Gated, Homeowners Assoc, Lake, Near Schools, Near Shopping, Playground, Pool, Sidewalks
HOA
$1,320 annually
Annual tax
$5,147 (2024)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,025,990 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,392/mo

Principal and interest
$6,343
Property tax
$429
Home insurance
$125
Mortgage insurance
$385
HOA dues
$110
Loan amount
$923,391
Cash down
$102,599

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Park Place Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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