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Active64 days listed

4050 Shelby Lane, Cumming, GA 30041

  • 4bd
  • 4ba
  • 2,140SF
  • 0.56ac lot

Single-family homePilgrim Landing

List price

$489,900

$229/SF list

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FMLS IDXFMLS #7826664 · Listing Provided By The Rezerve, LLC · 770-299-9529 · Listing agent Joanie Cullity

Location

4050 Shelby Lane, Cumming GA 30041

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About this home

Welcome home to a peaceful setting in one of Cumming's most convenient locations, within walking distance to Camp Lanier and just minutes from Lake Lanier, shopping, dining, parks, and GA 400. This beautifully maintained home offers a comfortable, inviting floor plan filled with natural light. The kitchen features quartz countertops, abundant cabinetry, generous prep space, a center island, and a sunny breakfast area, opening easily to the spacious family room with a fireplace. The oversized primary suite offers a large walk-in closet and a private bath with dual vanities, a soaking tub, and a separate shower, while the additional bedrooms provide plenty of space for family, guests, or a home office. Outside, the expansive deck and mature trees create a wonderful setting for morning coffee, grilling, entertaining, or simply enjoying the outdoors. With its combination of space, updates, privacy, and a location close to everything Cumming and the Lake Lanier area offers, this home is ready for its next chapter.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
2
Living area
2,140 SF
Lot size
0.56 acres
Year built
1998
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Driveway, Garage
Basement
Bath/Stubbed, Daylight, Exterior Entry, Full, Unfinished
Style
Country, Traditional
Construction
Cement Siding
Roof
Composition
Flooring
Luxury Vinyl
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Washer
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Wooded
Community
Homeowners Assoc, Playground, Pool
HOA
$375 annually
Annual tax
$3,359 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $489,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,648/mo

Principal and interest
$3,029
Property tax
$280
Home insurance
$125
Mortgage insurance
$184
HOA dues
$31
Loan amount
$440,910
Cash down
$48,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Rezerve, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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