Talk to Jeff

Active122 days listed

4770 Alford Commons, Cumming, GA 30028

  • 5bd
  • 3ba
  • 2,786SF
  • 0.26ac lot

Single-family homeSettendown Reserve

List price

$450,000

$162/SF list

Ask about this home

FMLS IDXFMLS #7795770 · Listing Provided By Virtual Properties Realty.com · 404-663-6555 · Listing agent Evelyn Cook

Location

4770 Alford Commons, Cumming GA 30028

Interactive map

Loads on click

Open in Google Maps

About this home

Welcome to Settendown Reserve, one of North Forsyth's most sought-after swim communities! This newer, recently refreshed 5-bedroom home features fresh paint, modern lighting, and stainless steel appliances throughout. Tucked away on a quiet cul-de-sac in a picturesque, walkable community, the property sits on over a quarter acre with no rear neighbors. The open-concept floor plan boasts an oversized great room and a chef's kitchen with granite countertops, a walk-in pantry, and stainless steel appliances. A flexible bonus room works beautifully as a formal dining room, living room, or office, and a main-floor bedroom with full bath offers convenient single-level living options. Upstairs, you'll find a huge loft gathering space, a spacious and private primary suite with an updated bath and double vanity, three oversized secondary bedrooms, two full bathrooms, and the convenience of an upstairs laundry room. Outside, enjoy cozy evenings around the built-in firepit in a fully fenced backyard — perfect for pets, kids, and entertaining family and friends. A low HOA fee covers access to the community pool, playground, and clubhouse. Zoned for highly rated Coal Mountain Elementary, North Forsyth Middle, and North Forsyth High Schools.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Living area
2,786 SF
Lot size
0.26 acres
Year built
2019
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Style
Traditional
Construction
Cement Siding
Roof
Composition
Flooring
Carpet, Luxury Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Appliances
Dishwasher, Disposal, Electric Range
Lot
Back Yard, Cul-De-Sac, Front Yard
HOA
$700 annually
Annual tax
$4,477 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $450,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,507/mo

Principal and interest
$2,782
Property tax
$373
Home insurance
$125
Mortgage insurance
$169
HOA dues
$58
Loan amount
$405,000
Cash down
$45,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Cumming

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty.com, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.