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Active34 days listed

5945 Virginia Drive, Cumming, GA 30041

  • 2bd
  • 1ba
  • 1,269SF
  • 0.65ac lot

Single-family homeLake Lanier

List price

$780,000

$615/SF list

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FMLS IDXFMLS #7841983 · Listing Provided By Compass · 404-668-6621 · Listing agent Epic Real Estate Group

Location

5945 Virginia Drive, Cumming GA 30041

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About this home

Welcome to this charming, LAKEFRONT cottage with permitted dock near all Lake Lanier has to offer. Offering the home FULLY furnished as pictured. The moment you pull in, you’ll immediately appreciate the incredible sense of privacy with plenty of parking, no HOA, and privacy on all sides. As you enter, you’re welcomed by the warm, inviting feel of this charming cottage with a gorgeous exposed beam ceilings and wood burning fireplace. The home has been thoughtfully updated with a modern, renovated kitchen, featuring brand-new quartz countertops, white cabinetry, stainless steel appliances, and large island perfect for entertaining. Step outside and you’ll discover your own lakefront oasis including a level, fenced-in backyard, spacious deck, and gorgeous lake views. And then comes the best part... the lake!!! A short, level walk from the home takes you directly to your permitted one-slip dock, featuring recently replaced decking and fresh paint, making it ready for countless lake days ahead! Imagine waking up, grabbing your coffee, and taking a short stroll down to the water, spending the afternoon boating, swimming, fishing, or simply relaxing by the lake before heading back home to enjoy dinner in your beautiful backyard. And the location is truly something special!!! This home sits directly across the water from Lake Lanier Islands Water Park and Holiday Marina, putting some of Lake Lanier’s most beloved destinations right across the water from your own private retreat! Come experience lake life for yourself and welcome home!!!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
1
Living area
1,269 SF
Lot size
0.65 acres
Year built
1976
Levels
One
Main-level bedrooms
2
Parking
Driveway, Level Driveway, RV Access/Parking
Style
Cottage
Construction
Wood Siding
Roof
Shingle
Flooring
Luxury Vinyl, Tile
Heating
Forced Air
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
Lot
Back Yard, Front Yard, Lake On Lot
Community
Boating, Lake, Marina, Near Schools, Near Shopping, Near Trails/Greenway, RV/Boat Storage, Sidewalks
HOA
No
Annual tax
$5,320 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $780,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,683/mo

Principal and interest
$4,822
Property tax
$443
Home insurance
$125
Mortgage insurance
$293
Loan amount
$702,000
Cash down
$78,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Compass, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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