Active66 days listed

6270 Santa Fe Trail, Cumming, GA 30028

  • 3bd
  • 2ba
  • 1,758SF
  • 0.64ac lot

Single-family homeGoldmine Ridge

List price

$359,000

$204/SF list

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FMLS IDXFMLS #7825778 · Listing Provided By Keller Williams North Atlanta · 770-663-7291 · Listing agent karen Hilliard

Location

6270 Santa Fe Trail, Cumming GA 30028

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About this home

Welcome home to this spacious 3-bedroom, 2-bath home situated on a large cul-de-sac lot in the sought-after West Forsyth school district. Tucked away in a quiet neighborhood with no neighbors directly behind the home, this property offers privacy and a beautiful wooded setting. A private trail and steps lead down to a creek at the back of the property, creating a peaceful retreat for nature enthusiasts and a wonderful place to enjoy the outdoors. With a super-low HOA fee, no HOA rental restrictions, and location in a USDA-eligible area offering the possibility of 0% down financing for qualified buyers, this home has so much to offer. Inside, the bright white interior, high ceilings, and abundant natural light create an open and inviting atmosphere. The spacious living room features a vaulted ceiling and beautiful rock fireplace with a gas insert, while the large dining area flows easily into the kitchen. New LVP flooring in the dining room and kitchen adds an updated touch. The kitchen features white cabinetry, a gas range, and stainless steel appliances, including a refrigerator and dishwasher replaced within the last three years. The oversized primary suite offers plenty of room to relax and includes a separate sitting area that could also be used as a home office, reading nook, or exercise space. Step outside onto the back porch and enjoy the wooded setting, privacy, and sounds of nature, or follow the trail and steps down to the creek for an even closer connection to the outdoors. The full unfinished basement provides tremendous potential for future expansion and is already plumbed for a bathroom. Create additional living space, bedrooms, a recreation room, home theater, gym, workshop, office, or guest suite—or take advantage of the abundant storage. The 2-car garage with basement-level entry adds convenience and functionality. Major improvements provide even more value, with the sellers having installed a new HVAC system and water heater within the last three years, along with the newer refrigerator and dishwasher. The low-maintenance exterior, large cul-de-sac lot, wooded privacy, creek with trail access, low HOA dues, no rental restrictions, and potential USDA 0% down financing for eligible buyers make this a fantastic opportunity in West Forsyth.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,758 SF
Lot size
0.64 acres
Year built
2002
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Drive Under Main Level, Garage, Garage Faces Side
Basement
Bath/Stubbed, Daylight, Driveway Access, Exterior Entry, Full, Unfinished
Style
Ranch
Construction
Vinyl Siding
Roof
Composition
Flooring
Carpet, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Range, Microwave, Range Hood, Refrigerator
Lot
Back Yard, Wooded
Community
Homeowners Assoc
HOA
$240 annually
Annual tax
$4,015 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $359,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,834/mo

Principal and interest
$2,219
Property tax
$335
Home insurance
$125
Mortgage insurance
$135
HOA dues
$20
Loan amount
$323,100
Cash down
$35,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams North Atlanta, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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