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Active29 days listed

401 Ginger Trail, Demorest, GA 30535

  • 3bd
  • 5ba
    • 0
  • 1.2ac lot

Single-family homeNorthridge

List price

$499,900

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FMLS IDXFMLS #7845982 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Amanda Stewart

Location

401 Ginger Trail, Demorest GA 30535

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About this home

Welcome home to this spacious 3-bedroom, 2.5-bath home in the highly desired Northridge Subdivision! The main level features vaulted ceilings and a bright, open layout with a large kitchen offering granite countertops, stainless steel appliances, a generous island, and plenty of cabinet space. A spacious dining room provides the perfect setting for everyday meals or entertaining. The primary suite is conveniently located on the main floor and features a large ensuite bathroom with a separate tub and shower, double vanity, and walk-in closet. Upstairs, you'll find two generously sized bedrooms that share a large full bathroom, along with a massive bonus room featuring custom finishes-perfect for a home office, playroom, media room, or additional living space. The unfinished basement offers plenty of room for future expansion, storage, or a workshop and already includes a roll-up door and separate driveway for easy access. Northridge residents also enjoy access to a neighborhood pool and play area. Located just 2 minutes from Hwy 365 and convenient to schools, shopping, and dining, this home offers a great combination of space, neighborhood amenities, and an incredibly convenient location!

How this list price compares in Demorest

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Half baths
2
Lot size
1.2 acres
Year built
1997
Levels
Two
Main-level bedrooms
1
Garage spaces
1
Parking
Garage, Garage Faces Rear, Garage Faces Side, Storage
Basement
Bath/Stubbed, Exterior Entry, Finished Bath, Full, Interior Entry
Style
Traditional
Construction
Cement Siding, Concrete
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Microwave, Refrigerator
Lot
Corner Lot, Level, Private
Community
Homeowners Assoc, Park, Pool
HOA
$250 annually
Annual tax
$3,946 (2024)
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $499,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,753/mo

Principal and interest
$3,091
Property tax
$329
Home insurance
$125
Mortgage insurance
$187
HOA dues
$21
Loan amount
$449,910
Cash down
$49,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Lanier Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Demorest?

See the similar homes section on this page, or browse all homes for sale in Demorest, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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