Active$269,000
3 bd3 ba1,529 SFTownhouse
1489 Bluff Valley Circle
Gainesville, GA 30504 · Bluffs at Lanier · 53 days listed
FMLS #7833243 · Listing Provided By Living Down South Realty, LLC · 706-806-8808
Active67 days listed
1145 Riverside Terrace, Gainesville, GA 30501
- 3bd
- 3ba
- 1,667SF
- 0.03ac lot
FMLS #7825316 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-825-4244 · Listing agent Hermes Realty Group
Location
1145 Riverside Terrace, Gainesville GA 30501
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About this home
Charming townhome is the heart of Gainesville! PRIMARY ON MAIN! This spacious 3BR 2.5BA + bonus loft area townhome is right in the heart of Gainesville with convenient access to downtown, shopping, restaurants, government buildings, medical facilities, and entertainment. This clean, well loved and cared for townhome features hardwood floors on the main level, a formal dining area, living area, kitchen with stainless steel appliances, exterior enclosed patio, 3BR(PRIMARY ON MAIN) and 2.5BA, loft area, and 2 parking spaces out front. You are unlikely to find more value anywhere in the area at this price! Investors welcome!
How this list price compares in Gainesville
- List price is 48% below the Gainesville median list price of $494,950 (832 homes).
- Compared with 89 townhouses in Gainesville: 22% below the median of $329,990.
- List price per square foot is 26% below the Gainesville median of $211/SF.
- All 832 homes for sale in Gainesville, GA.
- 1,356 homes for sale in Hall County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Townhouse
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Living area
- 1,667 SF
- Lot size
- 0.03 acres
- Year built
- 2002
- Levels
- Two
- Main-level bedrooms
- 1
- Parking
- Parking Lot
- Style
- Other
- Construction
- Frame, Other
- Roof
- Composition
- Flooring
- Carpet, Hardwood, Laminate
- Heating
- Other
- Cooling
- Central Air
- Appliances
- Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
- Lot
- Other
- HOA
- $170 monthly
- Annual tax
- $302 (2025)
- County
- Hall
Assigned schools
- HighGainesville
- MiddleGainesville East
- ElementaryEnota Multiple Intelligences Academy
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $259,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,019/mo
- Principal and interest
- $1,601
- Property tax
- $25
- Home insurance
- $125
- Mortgage insurance
- $97
- HOA dues
- $170
- Loan amount
- $233,100
- Cash down
- $25,900
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Gainesville?
See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GAApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- churches for saleChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in GainesvilleApartment buildings for sale in Gainesville, GA.
- commercial properties for sale in GeorgiaOffice, retail, industrial and other commercial buildings.
Investor research and tools
- apartment cap rates in GeorgiaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- NOI for apartment buildingsHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR explained for multifamilyDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- what a good cash-on-cash return isCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- capitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- cash-on-cash return calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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