Active$259,000
3 bd3 ba1,667 SFTownhouse
1145 Riverside Terrace
Gainesville, GA 30501 · Riverside Village · 67 days listed
FMLS #7825316 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-825-4244
Active53 days listed
1489 Bluff Valley Circle, Gainesville, GA 30504
- 3bd
- 3ba
- 1,529SF
- 0.02ac lot
FMLS #7833243 · Listing Provided By Living Down South Realty, LLC · 706-806-8808 · Listing agent Kimberly Smith
Location
1489 Bluff Valley Circle, Gainesville GA 30504
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About this home
Stylish, modern, and low maintenance home in a gated community. Minutes from downtown Gainesville or a quick walk on the trail to Lanier Point Park and Lake Lanier. This one is move in ready with updated flooring and open concept living space. A private patio space with a tasteful mural for a backdrop feels like your own private courtyard. A perfect spot at the end of the day to decompress. The main floor also includes a walk in pantry and half bath for convenience. Upstairs you will find three spacious, bright bedrooms with ample closet and storage space. Easy living with little upkeep and conveniently located minutes from shopping, restaurants, boat ramps and entertainment. Priced for the current owners to have their next adventure and you to begin your own right here! Make the call, the simple life beckons.
How this list price compares in Gainesville
- List price is 46% below the Gainesville median list price of $494,950 (832 homes).
- Compared with 89 townhouses in Gainesville: 18% below the median of $329,990.
- List price per square foot is 17% below the Gainesville median of $211/SF.
- All 832 homes for sale in Gainesville, GA.
- 1,356 homes for sale in Hall County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Townhouse
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Living area
- 1,529 SF
- Lot size
- 0.02 acres
- Year built
- 2019
- Levels
- Two
- Main-level bedrooms
- 0
- Garage spaces
- 1
- Parking
- Assigned, Garage, Garage Faces Front
- Style
- Townhouse
- Construction
- Brick, Cement Siding
- Roof
- Composition
- Flooring
- Luxury Vinyl
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Fireplaces
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Oven
- Lot
- Other
- HOA
- $100 monthly
- Annual tax
- $1,321 (2025)
- County
- Hall
Assigned schools
- HighGainesville
- MiddleGainesville West
- ElementaryCentennial Arts Academy
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $269,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,099/mo
- Principal and interest
- $1,663
- Property tax
- $110
- Home insurance
- $125
- Mortgage insurance
- $101
- HOA dues
- $100
- Loan amount
- $242,100
- Cash down
- $26,900
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Living Down South Realty, LLC, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Gainesville?
See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complexes for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- Georgia multifamily investment properties for saleDuplexes to large complexes, with screening cap rates on each building.
- church buildings for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in GainesvilleApartment buildings for sale in Gainesville, GA.
- warehouses for sale in GeorgiaWarehouse and distribution buildings for sale.
Investor research and tools
- Georgia multifamily cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- multifamily NOI guideHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR loans for apartment buildingsDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- GRM for apartment buildingsGross rent multiplier on apartment buildings: the formula, Georgia asking GRMs, and when GRM misleads.
- cap rate and NOI calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- DSCR calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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