Active148 days listed

3657 Mariner Bluff Court, Gainesville, GA 30506

  • 4bd
  • 5ba
  • 4,200SF
  • 0.6ac lot

Single-family homeHarbour Point

List price

$1,299,000

$309/SF list

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FMLS IDXFMLS #7780022 · Listing Provided By Virtual Properties Realty.com · 770-633-5666 · Listing agent Charlotte Cliche

Location

3657 Mariner Bluff Court, Gainesville GA 30506

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About this home

NEW PRICE $1,299,000 — Exceptional lake views and an optional covered boat slip create a compelling opportunity in gated Harbour Point on Lake Lanier. Tucked into a quiet cul-de-sac, this beautifully updated 4-bedroom, 4.5-bath home offers approximately 4,200 finished square feet with a desirable primary-on-main floor plan, finished terrace level and expansive outdoor living—all positioned to take advantage of the long-range Lake Lanier views. The main level is bright and open, with hardwood floors, high ceilings and large windows bringing the lake view into the primary living spaces. The kitchen features white cabinetry, stone countertops, gas cooktop, generous prep and storage space, pantry and an easy connection to the breakfast area and family room. A separate dining room provides plenty of space for larger gatherings. The oversized main-level primary suite enjoys its own lake view and features a spacious bath with double vanities and double shower, HEATED tile floor plus two beautifully finished walk-in closets. A dedicated office with built-in cabinetry provides an ideal work-from-home space. Outdoor living is a standout. Enjoy the view from the screened porch, covered rear porch and expansive deck—whether it's morning coffee overlooking the lake or entertaining friends in the evening. The finished daylight terrace level adds tremendous flexibility with three additional bedrooms and three baths, a second kitchenette/wet bar, fireplace and walk-out access—ideal for guests, extended stays or creating separate recreation and entertaining spaces. For buyers who want to get on the water, covered boat slip B-40 in Harbour Point's private marina is available with the purchase of the home for an additional $70,000. Additional features include a three-car garage, generator, hot tub, private landscaped .60-acre cul-de-sac lot and extensive storage. Harbour Point residents enjoy unmatched amenities including its private marina and community dock, clubhouse, fitness center, resort-style pool, tennis and pickleball courts, playground, walking trails and gated security. Convenient to Gainesville shopping, dining, healthcare and everyday services while offering the privacy and recreational lifestyle of Lake Lanier. Now offered at $1,299,000, 3657 Mariner Bluff Court combines one-level primary living, exceptional Lake Lanier views, generous guest space and the option for a covered boat slip in one of Gainesville's premier gated lake communities. Photos have been virtually staged.

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
4,200 SF
Lot size
0.6 acres
Year built
2001
Levels
One
Main-level bedrooms
1
Garage spaces
3
Parking
Attached, Driveway, Garage
Basement
Bath/Stubbed, Daylight, Finished, Finished Bath, Interior Entry, Walk-Out Access
Style
Ranch, Traditional
Construction
Brick, Cement Siding
Roof
Composition
Flooring
Ceramic Tile, Hardwood, Luxury Vinyl
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
2
Appliances
Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven
Lot
Back Yard, Cul-De-Sac, Landscaped, Private, Sprinklers In Front, Sprinklers In Rear
Community
Boating, Clubhouse, Community Dock, Fishing, Fitness Center, Gated, Lake, Pickleball, Playground, Pool, RV/Boat Storage, Tennis Court(s)
HOA
$936 quarterly
Annual tax
$3,449 (2024)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,299,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$9,242/mo

Principal and interest
$8,031
Property tax
$287
Home insurance
$125
Mortgage insurance
$487
HOA dues
$312
Loan amount
$1,169,100
Cash down
$129,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

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Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty.com, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

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