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Active49 days listed

4972 Cottonwood Trail, Gainesville, GA 30504

  • 4bd
  • 3ba
  • 2,236SF
  • 0.2ac lot

Single-family homeCreekside of Mundy Mill

List price

$430,000

$192/SF list

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FMLS IDXFMLS #7834257 · Listing Provided By NDI Maxim Residential · 770-638-0247 · Listing agent Huyen Dao

Location

4972 Cottonwood Trail, Gainesville GA 30504

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About this home

HOT HOT HOT BRAND NEW ROOF WITH THE BUYER'S TRANSFERABLE WARRANTY !!! WOW WOW WOW such a beautiful home with 4 bedrooms, 2.5 baths in the highly desirable quiet neighbourhood WITH THE UNFINISHED BASEMENT of Mundy Mill. This beautiful home was built in 2020 with 2236 square feet of living space on the main level and upstairs. There is an 940 sf of the unfinished basement. This stunning home offers the perfect blend of comfort, style, and functionality. The home situates on the cul-de-sac with the PRIVATE TRANQUIL WOODED BACKYARD. Upon entering the property, you will see the super long driveway with a two car garage. The home offers a lovely front porch with the low-maintenance brick and durable hardi plank sidings. The first floor was made of hardwood and carpet. Fall in love with the open concept with lots of natural light. The Chef inspired kitchen offers a oversized island with GRANITE COUNTERTOP; kitchen pantry; disposal in place; all appliances are stainless steel; the beautiful backsplash for easy maintenance. There are lots of cabinets for storage in the kitchen. Inside, you’ll find a bright and open floor plan filled with natural light that balance elegance and functionality. There are about 5 windows in the OVERSIZE family room and one in the kitchen for natural light. The family room is spacious with a lovely fireplace that is perfect for cosy evenings or lively gatherings. There is a lovely deck for your family to relax overlooking to the private wooded relaxing backyard with inviting views. All bedrooms are on the second floor. The upstairs laundry room adds everyday convenience. The owner's suite is oversized with two windows. Fall in love with the owners' bathroom which offers double vanity, A HUGE SHOWERING ROOM AND LARGE WALK-IN CLOSET. ALL OTHER BEDROOMS ARE RELATIVELY LARGE. There are GRANITE COUNTERTOPS in every bathroom. THIS IS THE PREMIUM UPGRADE FROM THE BUILDER WHEN THE OWNERS BOUGHT THIS HOME. The unfinished basement offers lots of windows and ready for you to build with the patio in the back. Even though this home has a basement but the backyard is relatively level. Located in a prime Gainesville location, close to shopping, parks, Lake Lanier, community events, and easy highway access, this home is part of a vibrant community filled with amenities and fun activities. There is coming soon Kroger nearby. This wonderful home is a perfect blend of comfort, style and functionality. This home is only about 1.4 miles (about 3 minutes) from University of North Georgia; about 1.6 miles (4 minutes) from Walmart; about 1.8 miles (5 minutes) from Sam Club. KROGER IS ACROSS THE STREET FROM MUNDY MILL ROAD. This home was meticulously taken care and ready to move in. What makes this home so special is that the home in the cul-de-sac with the quiet, untouchable backyard and the setback land that can not be developed so it adds the values to the quietness of the home. Furthermore, from the beginning of the subdivision to this home, it only take a turn onto Millside parkway. In another word, this home is not located further down in the subdivision which makes it easy to get in and out of the subdivision. This subdivision offers the swimming pools and tennis courts. This beautiful home is ready to move in so hurry before it is gone !!! THIS BEAUTIFUL HOME IS ALMOST NEW, WAS BUILT IN 2020 IN A QUIET CUL-DE-SAC. THE LOCATION IS EXCELLENT. ATTENTION: THE FIRST FLOOR IS BEING PAINTED AS OF MARCH 26, 2026. LOW HOA FEE OF 685 DOLLARS PER YEAR WITH THREE SWIMMING POOLS AND TENNIS COURTS. NO RENTAL RESTRICTIONS IN THIS NEIGHBORHOOD !!!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,236 SF
Lot size
0.2 acres
Year built
2020
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
1
Parking
Driveway, Garage
Basement
Unfinished
Style
Craftsman, Traditional
Construction
Brick Front, HardiPlank Type
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood, Tile
Heating
Central
Cooling
Ceiling Fan(s)
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
Lot
Back Yard, Cul-De-Sac, Front Yard
Community
Homeowners Assoc, Near Schools, Near Shopping
HOA
$685 annually
Annual tax
$643 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $430,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,055/mo

Principal and interest
$2,658
Property tax
$54
Home insurance
$125
Mortgage insurance
$161
HOA dues
$57
Loan amount
$387,000
Cash down
$43,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by NDI Maxim Residential, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

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