Active$395,000
3 bd2 baSingle-family home
5553 Checkered Spot Drive
Gainesville, GA 30506 · Creekside At Monarch Ridge · 131 days listed
FMLS #7791942 · Listing Provided By Resource Brokers, LLC. · 770-540-7881
Active78 days listed
5445 Speckled Wood Lane, Gainesville, GA 30506
- 3bd
- 3ba
- 2,199SF
- 0.57ac lot
FMLS #7819251 · Listing Provided By Virtual Properties Realty.com · 678-956-4560 · Listing agent Pablo Ramirez
Location
5445 Speckled Wood Lane, Gainesville GA 30506
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About this home
Welcome to this beautiful 2024-built home in Gainesville! Featuring 3 bedrooms, 2.5 baths, and approximately 2,199 sq ft, this home offers modern finishes, an open-concept floor plan, quartz countertops, custom backsplash, and a spacious primary suite with custom closets. Enjoy the 0.57-acre lot, mountain views, and private backyard with a custom fire pit, perfect for relaxing or entertaining. Conveniently located near Lake Lanier and downtown Gainesville, with easy access to major roads connecting you throughout North Georgia. Modern, move-in ready, and ideally located. This home is a must-see!
How this list price compares in Gainesville
- List price is 20% below the Gainesville median list price of $494,950 (832 homes).
- Compared with 716 single-family homes in Gainesville: 28% below the median of $544,860.
- List price per square foot is 15% below the Gainesville median of $211/SF.
- 5 homes for sale in Creekside At Monarch Ridge.
- All 832 homes for sale in Gainesville, GA.
- 1,356 homes for sale in Hall County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Living area
- 2,199 SF
- Lot size
- 0.57 acres
- Year built
- 2024
- Levels
- Two
- Main-level bedrooms
- 0
- Garage spaces
- 2
- Parking
- Garage
- Style
- Craftsman
- Construction
- Concrete
- Roof
- Shingle, Composition
- Flooring
- Hardwood
- Heating
- Central
- Cooling
- Central Air
- Appliances
- Dishwasher, Electric Range, Microwave
- Lot
- Sloped
- HOA
- $17 annually
- Annual tax
- $1,609 (2025)
- County
- Hall
Assigned schools
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $394,999 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,850/mo
- Principal and interest
- $2,442
- Property tax
- $134
- Home insurance
- $125
- Mortgage insurance
- $148
- HOA dues
- $1
- Loan amount
- $355,499
- Cash down
- $39,500
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty.com, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Gainesville?
See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- Georgia multifamily investment properties for saleDuplexes to large complexes, with screening cap rates on each building.
- churches for saleChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in GainesvilleApartment buildings for sale in Gainesville, GA.
- apartment complex for sale in AtlantaApartment buildings for sale inside the City of Atlanta.
Investor research and tools
- cap rates for apartment buildings in AtlantaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- NOI for apartment buildingsHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- debt service coverage ratio for apartmentsDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- what GRM Georgia apartments list atGross rent multiplier on apartment buildings: the formula, Georgia asking GRMs, and when GRM misleads.
- commercial cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- DSCR and cash-on-cash calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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