Active36 days listed

688 Harbor Cove, Gainesville, GA 30501

  • 5bd
  • 4ba
  • 3,632SF
  • 0.38ac lot

Single-family homeLake Lanier PRIVATE DOCK

List price

$1,329,000

$366/SF list

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FMLS IDXFMLS #7831927 · Listing Provided By Atlanta Fine Homes Sotheby's International · 404-246-2678 · Listing agent Bobbi Rapp

Location

688 Harbor Cove, Gainesville GA 30501

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About this home

Nestled within a serene deep-water cove, this fully renovated, lakefront gem is the epitome of both fun and lake living at it’s finest. It boasts a double-decker dock, a powerful generator, stunning lake views, and is just a short walk from the house to the dock. As you enter the main level, be prepared for breathtaking lake views. The sun-drenched, open-concept living area offers a spacious setting, featuring a dining area for 12 and a kitchen that would delight any chef. Imagine a large island with ample storage and seating, double ovens, a 6-burner gas stovetop, a convenient microwave drawer, a coffee bar, and extensive counter space. Planning a weekend gathering? The standalone ice maker ensures your beverages stay chilled! Step through one of the two glass doors onto the deck and fire up the hardwired gas grill for a al fresco dinner while enjoying the lake and backyard views. The main level also features the exquisite primary bedroom, along with a charming second bedroom and a full hallway bath. The primary bedroom, with floor-to-ceiling windows, offers a daily retreat to nature’s tranquility. Step out onto the private deck to enjoy one on one time with the outdoors. In this sanctuary, the primary bathroom transforms into a lavish retreat, featuring a luxurious wet room, dual shower heads, and a spacious walk-in closet with a closet system. A built-in Bluetooth speaker with lights invites you to channel your inner rock star while showering! Venture downstairs to discover 10-foot ceilings and grand 16’ expansive glass doors that open to the backyard and sparkling lake. The spacious living area invites relaxation or an exciting game night! Need storage? Three enormous closets provide plenty of space. With three additional bedrooms and two baths, everyone can have their own cozy nook. Plus, all five bedrooms come with Elfa closet systems. Step outside to a backyard that's perfect for yard games, lush gardens, or whatever delights you. Head down to your fabulous dock, equipped with lights, water, two boat lifts, and ample storage for kayaks, paddleboards, oars, and a dock chest. With 246 feet of waterfront and 30 feet of deep water at full pool, it's a paradise for fishing enthusiasts, complete with pole holders and a dock pre-wired for a green light. Upstairs, the party deck invites sunbathing and pure relaxation. This peaceful cove offers deep waters ideal for swimming, paddleboarding, efoiling, and excellent fishing. Forget your worries—this home is fully equipped with paddleboards, kayaks, and lily pad for all your water activities! Looking for a change of scenery? Put on your hiking boots and explore the neighborhood nature preserve, or head to Roper Park for playgrounds, pickleball, basketball, and sand volleyball. It’s the perfect blend of outdoor adventure! Inclement weather? No problem—your whole-house Generac generator ensures you're covered! The house is available fully furnished (with minor exceptions), and both boats are up for sale too. Whether you're in search of a full-time residence, a weekend getaway, or a rental investment, this property meets all your needs!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
3,632 SF
Lot size
0.38 acres
Year built
1976
Levels
Two
Main-level bedrooms
2
Garage spaces
2
Parking
Garage, Garage Faces Front, Electric Vehicle Charging Station(s)
Basement
Daylight, Finished, Finished Bath, Full, Walk-Out Access
Style
Ranch
Construction
Brick, HardiPlank Type
Roof
Composition, Shingle
Flooring
Hardwood
Heating
Central, Heat Pump, Zoned
Cooling
Central Air
Fireplaces
1
Appliances
Double Oven, Gas Cooktop, Tankless Water Heater
Lot
Back Yard, Cleared, Lake On Lot, Level
Community
Lake, Near Schools, Near Shopping, Near Trails/Greenway
HOA
No
Annual tax
$1,439 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,329,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$8,960/mo

Principal and interest
$8,216
Property tax
$120
Home insurance
$125
Mortgage insurance
$498
Loan amount
$1,196,100
Cash down
$132,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Fine Homes Sotheby's International, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

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Also exploring Georgia investment real estate?

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