Pending208 days listed

166 Red Oak Lane, McCaysville, GA 30555

  • 3bd
  • 3ba
  • 2,600SF
  • 5ac lot

Single-family home

List price

$1,899,000

$730/SF list

Ask about this home

FMLS IDXFMLS #7747963 · Listing Provided By Engel & Volkers North Georgia Mountains · mark@evmountains.com · Listing agent Lh Group

Location

166 Red Oak Lane, McCaysville GA 30555

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About this home

Some properties have a view. This one has a soundtrack. Set along expansive Fightingtown Creek frontage on five unrestricted acres, 166 Red Oak is the kind of place that stops you at the door — the sound of moving water, a park-like setting, and quality craftsmanship that announces itself without trying. Built by Keith Sumner and offered fully furnished, this modern mountain retreat delivers something money can't easily replicate: genuine, unstageable atmosphere. At approximately 2,600 square feet with 3 bedrooms, 3 bathrooms, and easy one-level living, the home is designed for both everyday comfort and elevated entertaining. The vaulted great room is anchored by a stunning stone fireplace and floor-to-ceiling sliding glass doors that frame the creek — natural light pours in from every angle. The kitchen was made for gathering: Viking appliances, an oversized concrete island, and a dedicated butler's pantry that keeps everything effortless and tucked away. Outside, the property becomes its own resort. A covered party porch with an outdoor stone fireplace overlooks the creek. Beyond it: a beautiful outdoor kitchen, oversized gas fire pit, newly added hot tub, and professionally landscaped grounds — all with direct creek access for trout fishing steps from your door. A newly completed bonus room and bathroom add flexibility for guests or additional living space, and a workshop/additional structure adds even more utility to an already exceptional package. The value here goes beyond the home itself. An additional building lot is included, offering rare flexibility — whether you're looking to build a guest cottage, a caretaker's quarters, or hold it as a long-term investment. Paved access, no HOA, and five unrestricted acres make this one of the most versatile offerings in the area. Minutes from McCaysville and Blue Ridge with easy access to lakes, hiking, and golf. Live in it, escape to it, or rent it — this property performs in every role.

How this list price compares in McCaysville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
3
Living area
2,600 SF
Lot size
5 acres
Year built
2023
Levels
One
Main-level bedrooms
3
Parking
Driveway
Style
Cabin, Modern, Ranch
Construction
Brick, Cedar, Wood Siding
Roof
Metal
Flooring
Other, Stone
Heating
Central, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Fireplaces
2
Appliances
Dishwasher, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer
Lot
Creek On Lot, Level, Stream or River On Lot
HOA
No
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,899,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$14,002/mo

Principal and interest
$11,740
Property tax
$1,424
Home insurance
$125
Mortgage insurance
$712
Loan amount
$1,709,100
Cash down
$189,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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