Active4 days listed

195 River Cove Meadows, Social Circle, GA 30025

  • 4bd
  • 3ba
  • 5,032SF
  • 2.56ac lot

Single-family homeRiver Cove Meadows

List price

$620,000

$123/SF list

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FMLS IDXFMLS #7859899 · Listing Provided By First United Realty, Inc. · 478-286-0378 · Listing agent Amanda Smith

Location

195 River Cove Meadows, Social Circle GA 30025

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About this home

Welcome to 195 River Cove Meadows, an all-brick estate set on 2.56 landscaped acres in River Cove. This home features an inviting two-story foyer, rich hardwood floors, crown molding and an open layout designed for both everyday living and entertainment. The thoughtfully designed main level includes a versatile formal dining room, large sunroom and dining nook overlooking the backyard. The open kitchen features granite countertops, a gas range, tile backsplash, island with seating, and ample cabinet storage. The spacious vaulted living room opens to the upstairs which features three generously sized bedrooms with walk in closets, each sharing a full bathroom with double vanity. The owner's suite on the main level features tray ceilings, recessed lighting, and direct access to the private sitting room or home office. The office is a bright space with a triple window and its own back door leading to the deck. The refreshed bath features a stunning clawfoot soaking tub bathed in natural light from a leaded glass window above. Step outside and discover your own private outdoor oasis. The expansive pergola-covered deck features three ceiling fans, Edison string lights, a built-in grill station with durable concrete counter, a stock tank pool and raised galvanized garden beds. All of this overlooks the gorgeous half-sun, half-shaded backyard bordered by mature hardwoods. Beyond the deck, a path winds through the property past a serene backyard pond, perennial garden beds, and beautiful landscaping. The 1800 sq. ft. unfinished basement is accessible via its own separate gravel driveway and features a single-bay garage, golf cart door, and a workshop setup that is a dream for hobbyists and craftsmen - with the remaining half already studded and ready for finishing as a future suite, media room, or additional living space. The main driveway leads to a double car garage, wired for electric vehicle charging, 3 outdoor parking spaces as well as a covered side entry opening to the laundry/mudroom with cabinet storage and separate fridge. Additional highlights include a new tankless water heater and full home security pre-wiring. Positioned minutes from I-20 with easy access to Covington, Monroe, Madison, and Social Circle's beloved historic downtown, this home offers the rare combination of privacy and lifestyle living that simply cannot be replicated.

How this list price compares in Social Circle

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
5,032 SF
Lot size
2.56 acres
Year built
2005
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage, Garage Door Opener, Kitchen Level
Basement
Boat Door, Exterior Entry, Full, Unfinished
Style
Traditional
Construction
Brick, Brick 4 Sides
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Baseboard, Central
Cooling
Ceiling Fan(s), Central Air, Dual, Electric
Fireplaces
1
Appliances
Dishwasher, Double Oven, Tankless Water Heater
Lot
Back Yard, Front Yard, Landscaped, Wooded
Community
Homeowners Assoc, Lake
HOA
$100 annually
Annual tax
$5,649 (2024)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $620,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,639/mo

Principal and interest
$3,803
Property tax
$471
Home insurance
$125
Mortgage insurance
$233
HOA dues
$8
Loan amount
$558,000
Cash down
$62,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-29: 30-yr 7.24%, 15-yr 6.6%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by First United Realty, Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Social Circle?

See the similar homes section on this page, or browse all homes for sale in Social Circle, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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