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Active84 days listed

1069 Harbert Valley Road, Toccoa, GA 30577

  • 3bd
  • 2ba
  • 1,537SF
  • 24.48ac lot

Single-family home

List price

$799,999

$520/SF list

Ask about this home

FMLS IDXFMLS #7816691 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-265-0892 · Listing agent Jill Hughes

Location

1069 Harbert Valley Road, Toccoa GA 30577

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About this home

Nestled in the tranquil foothills of the Appalachian Mountains, this private 24.43-acre retreat in Toccoa, Georgia, offers an exceptional blend of natural beauty, potential, and everyday convenience. Featuring approximately 700 feet of road frontage framed by untouched, undeveloped hardwoods, the quiet and peaceful landscape provides a secluded haven away from the daily hustle. The acreage is ideally suited for creating a private estate or executing a 4-lot family division. At the center of the property is a 3-bedroom, 2-bathroom home featuring a brand-new, spacious deck that serves as the perfect spot to sip your morning coffee while taking in the serene surroundings. Additional highlights include a large basement offering ample storage space or room for expansion. Despite its secluded feel, the property keeps you close to local recreation and regional hubs. Enjoy quick trips to Lake Hartwell just minutes away, seamless drives to Clarkesville (35 minutes) and Clayton (45 minutes), and easy access to major retail centers like Banks Crossing (45 minutes). Plus, the vibrant city of Athens is just an hour's drive down the road.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,537 SF
Lot size
24.48 acres
Year built
1975
Levels
Two
Main-level bedrooms
3
Parking
Carport, Covered, Detached
Basement
Walk-Out Access
Style
Ranch
Construction
Brick
Roof
Other
Flooring
Carpet, Other
Heating
Electric
Cooling
Central Air
Fireplaces
3
Appliances
Other
Lot
Cleared, Front Yard, Wooded
HOA
No
Annual tax
$1,545 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $799,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,500/mo

Principal and interest
$4,946
Property tax
$129
Home insurance
$125
Mortgage insurance
$300
Loan amount
$719,999
Cash down
$80,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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