Talk to Jeff

Active124 days listed

287 Spring Branch Circle, Toccoa, GA 30577

  • 3bd
  • 3ba
  • 6,920SF
  • 1.03ac lot

Single-family homeCurahee Point

List price

$999,000

$144/SF list

Ask about this home

FMLS IDXFMLS #7801093 · Listing Provided By Buffington Real Estate Group, LLC · 678-267-7080 · Listing agent Chad Buffington

Location

287 Spring Branch Circle, Toccoa GA 30577

Interactive map

Loads on click

Open in Google Maps

About this home

Stunning Lakefront Living on Lake Hartwell Experience the perfect blend of luxury, comfort, and natural beauty in this exceptional 4-sided brick lakefront home on the shores of Lake Hartwell. Lakefront Luxury with Hard-to-Find Deep Water and thoughtfully updated, this residence offers an inviting open-concept layout ideal for both everyday living and entertaining. Step inside to a great room with cathedral ceilings adorned with warm tongue-and-groove wood, creating a striking focal point. The space flows seamlessly into the chef's kitchen, abundant storage, and room to craft culinary masterpieces. The home has been freshly painted throughout, enhancing its clean and modern feel. Retreat to the large master suite, a peaceful haven designed for relaxation. Additional highlights include tiled floors in the kitchen and bathrooms, a new water heater, and an oversized 2-car garage providing ample storage. Enjoy peace of mind and energy efficiency with solar panels paired with a backup generator system-a rare and valuable feature. The property also includes a full unfinished terrace level with its own fireplace, offering tremendous potential for additional living space, a workshop, or entertainment area. Outdoor living shines with an expansive rear deck overlooking the lake, perfect for morning coffee, evening sunsets, and hosting guests. Best of all, the property features a double-slip dock with a boat hoist, providing easy access to the water and making lake days effortless and enjoyable.The home is surrounded by fresh landscaping, accentuating its curb appeal and serene setting. This exceptional Lake Hartwell property is the perfect blend of craftsmanship, comfort, and lakefront lifestyle-ready for you to make it your own. 6920 Sqft ( Unfinished basement 3460 Sqft)

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
6,920 SF
Lot size
1.03 acres
Year built
2006
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Basement
Bath/Stubbed, Daylight, Exterior Entry, Unfinished
Style
Ranch
Construction
Other
Roof
Shingle
Flooring
Carpet, Ceramic Tile
Heating
Forced Air, Propane
Cooling
Central Air, Heat Pump
Fireplaces
2
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Self Cleaning Oven, Other
Lot
Back Yard, Landscaped, Sloped, Wooded
Community
Boating, Lake
HOA
No
Annual tax
$6,533 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $999,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,220/mo

Principal and interest
$6,176
Property tax
$544
Home insurance
$125
Mortgage insurance
$375
Loan amount
$899,100
Cash down
$99,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Toccoa

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Buffington Real Estate Group, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.