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Active148 days listed

65 Cottage Lane, Toccoa, GA 30577

  • 4bd
  • 5ba
  • 3,582SF
  • 0.39ac lot

Single-family homeCurrahee Club

List price

$679,000

$190/SF list

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FMLS IDXFMLS #7780084 · Listing Provided By Keller Williams Realty Atlanta Partners · 404-330-7549 · Listing agent Summer Berg

Location

65 Cottage Lane, Toccoa GA 30577

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About this home

Golf in the morning, the lake in the afternoon, and a gate that keeps the outside world exactly where it belongs: outside. Welcome to 65 Cottage Lane in Currahee Club, one of Toccoa, Georgia's most sought after gated golf and lake communities on Lake Hartwell. This fully furnished, turnkey retreat is perched above the 9th green, so the golf course view comes standard, no extra clubs required. Four private bedroom suites and multiple gathering spaces mean everyone gets their own space, and nobody has to fight over the couch. Step outside to expansive outdoor living areas built for the kind of entertaining that does not feel like work. Currahee Club residents get the full lake and golf lifestyle. Lake Hartwell access with a boat ramp is right there, along with championship golf, dining, clubhouse facilities, a fitness center, pool, tennis, and pickleball, all within a short walk of your front door. The community is secure and gated with 24 hour coverage, so you can actually relax. Now offered at $699,999, this is a rare shot at turnkey living in one of Northeast Georgia's most desirable lake and golf communities. We would love to show you around.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
3,582 SF
Lot size
0.39 acres
Year built
2013
Levels
Two
Main-level bedrooms
2
Garage spaces
2
Parking
Driveway, Garage, Level Driveway
Basement
Exterior Entry, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
Style
Craftsman, Ranch, Traditional
Construction
Cement Siding, Concrete, Stone
Roof
Composition
Flooring
Carpet, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Microwave, Range Hood, Refrigerator, Washer
Lot
Back Yard
Community
Clubhouse, Concierge, Country Club, Fitness Center, Gated, Golf, Lake, Pickleball, Pool, Restaurant, Tennis Court(s)
HOA
$3,110 annually
Annual tax
$9,758 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $679,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,650/mo

Principal and interest
$4,198
Property tax
$813
Home insurance
$125
Mortgage insurance
$255
HOA dues
$259
Loan amount
$611,100
Cash down
$67,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

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Also exploring Georgia investment real estate?

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