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SAFMR by ZIP/Mississippi/ZIP 39324

FY2027 SAFMR · Oct 1, 2026 – Sep 30, 2027

ZIP 39324 Clara, Wayne County, MississippiSection 8 / HUD Payment Standards

HUD Small Area Fair Market Rent and Section 8 payment-standard information for ZIP 39324. These figures are the Housing Choice Voucher benchmark, not the PHA’s adopted payment standard. Local authorities usually set that standard between 90% and 110% of the table below. Numbers are gross rents (contract rent + essential utilities). FMR area: Wayne County, MS. Housing stock for this ZIP: ZIP 39324 — Clara, MS housing and small multifamily market.

Efficiency
$770
1BR SAFMR
$770
2BR SAFMR
$910
3BR SAFMR
$1,190
4BR SAFMR
$1,200
2BR 90% floor
$819
2BR 110% ceiling
$1,001
ACS median rent
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SAFMR / ACS rent
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Renter share
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Vacancy
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2–49 unit stock
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ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 39324 · MS — sent to you.

ZIP 39324 · MS

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ACS rent vs 2BR SAFMR

ZIP 39324 — Clara, MS housing and small multifamily market →
2BR SAFMR$910
90% floor$819
110% ceiling$1,001

ACS median gross rent is all bedrooms. SAFMR is bedroom-specific.

FY2027 SAFMR schedule

UnitSAFMR90% floor110% ceiling
Efficiency$770$693$847
1 Bedroom$770$693$847
2 Bedroom$910$819$1,001
3 Bedroom$1,190$1,071$1,309
4 Bedroom$1,200$1,080$1,320

Source: HUD Small Area Fair Market Rents FY2027.HUD dataset. 90/110% is the statutory band a PHA may adopt — it is not the adopted local payment standard.

2BR SAFMR here is $910 versus a $910 median across 7 other published ZIPs in this metro set (at or above the local SAFMR midpoint).

ZIP 39324 calculators · FY2027

Runs in your browser. Payment standard is a what-if inside the statutory 90–110% band — not the PHA’s adopted schedule.

SAFMR
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Assumed PS
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Max contract rent
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RCS 150% line
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Enter asking rent to place it in the 90–110% band.

HAP sketch

Sketch only: 30% of gross monthly income, no deductions, no min-rent, no 40% cap test. Confirm with the PHA.

Investor

Use the 2BR/3BR SAFMR as a voucher-underwriting check on 2–4 and small 5–50 unit product, not as market rent. Voucher Spread™ (SAFMR vs FMLS small multifamily) is published on qualifying Georgia ZIPs only.

Landlord / PHA

Payment standard ≠ asking rent. Confirm the adopted 90–110% schedule and the utility allowance. Rent reasonableness still applies even when asking rent sits inside the band.

Voucher household

The figures are gross-rent benchmarks. A unit at the SAFMR with tenant-paid utilities will clear less contract rent than the headline number. Ask the PHA for the current utility schedule before you tour.

39324 is HUD research for Mississippi. Brokerage is Georgia; out-of-state work is referral.

ZIP 39324 — Clara, MS housing and small multifamily market·Mississippi SAFMR directory·SAFMR by state·Investment analyzer

Nearby ZIPs in this metro

ZIPPlace1BR2BR3BR
39322Wayne County$760$910$1,19039360Wayne County$810$910$1,11039362Wayne County$1,000$1,140$1,42039367Wayne County$770$910$1,18039439Wayne County$780$940$1,21039443Wayne County$700$910$1,09039476Wayne County$800$950$1,220

FAQ

What is the Section 8 rent in ZIP 39324?

On Jeff Crowe CRE, HUD’s FY2027 Small Area Fair Market Rents for 39324 (Wayne County, MS) — the Section 8 / Housing Choice Voucher benchmark — are $770 efficiency, $770 1-bedroom, $910 2-bedroom, $1,190 3-bedroom, and $1,200 4-bedroom. These are gross rents (contract rent + essential utilities), effective October 1, 2026 through September 30, 2027. The PHA’s payment standard is usually 90–110% of SAFMR, not the SAFMR itself.

How much will Section 8 pay for a 2-bedroom in 39324?

Jeff Crowe CRE lists the FY2027 2-bedroom SAFMR for 39324 at $910. A typical payment-standard band is $819 to $1,001 (90–110% of SAFMR). Actual HAP depends on the adopted PHA schedule, the utility allowance, household income, and rent reasonableness. Confirm with the administering PHA.

What is the Section 8 payment standard in 39324?

HUD does not publish each PHA’s adopted payment standard. Jeff Crowe CRE shows the statutory 90–110% band around the FY2027 SAFMR for ZIP 39324: 1BR $693–$847, 2BR $819–$1,001, 3BR $1,071–$1,309. Ask the local housing authority for the current schedule and utility allowance.

Is the SAFMR the same as the Section 8 payment standard?

No. On Jeff Crowe CRE, SAFMR is HUD’s ZIP-level Fair Market Rent. The payment standard is what the PHA adopts, usually between 90% and 110% of SAFMR. Contract rent can differ again after the utility allowance. Asking rent can sit above the payment standard; the household pays the gap if the PHA allows it.

What is the HUD Fair Market Rent for 39324?

Jeff Crowe CRE publishes the HUD Fair Market Rent used for Housing Choice Vouchers in ZIP 39324 as the FY2027 Small Area FMR: $770 efficiency, $770 1BR, $910 2BR, $1,190 3BR, $1,200 4BR.

Why is 39324 a Small Area FMR instead of one metro-wide number?

39324 is in the Wayne County, MS FMR area. Jeff Crowe CRE maps HUD SAFMR at the ZIP so voucher holders can reach neighborhoods whose rents sit above or below the metro average.

How should a small multifamily investor use the 39324 SAFMR?

Jeff Crowe CRE treats SAFMR as a bid floor/ceiling check for voucher-heavy rentals in Wayne County, MS — not as market rent. Confirm the administering PHA’s adopted payment standard. Voucher Spread™ (SAFMR vs FMLS small multifamily) is published on Jeff Crowe CRE for Georgia ZIPs that clear the sample threshold.

Where is the housing-stock profile for ZIP 39324?

Jeff Crowe CRE publishes Census housing stock, renter share, small-multifamily composition, LIHTC inventory, and 2018–2023 population change for ZIP 39324 on the ZIP 39324 — Clara, MS housing and small multifamily market. This page is the HUD SAFMR / Section 8 schedule only.