Housing market/North Carolina/ZIP 28273

ACS 2023 · FY2027 SAFMR

ZIP 28273 Charlotte, North Carolina

Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area · North Carolina. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
49,141
Households
18,201
Median HH income
$84,739
Renter share
48.0%
Median gross rent
$1,671
Vacancy
5.4%
Pop. change
+24.5%
2BR SAFMR
$2,200
SAFMR / rent
1.317×
2–49 unit stock
6,039
LIHTC proj / units
9 / 897
HUD assisted MF
1 / 12

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 28273 · NC — sent to you.

ZIP 28273 · NC

ACS median rent$1,671
2BR SAFMR$2,200
90% floor$1,980
110% ceiling$2,420

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 28273

  • 1-unit detached8,99546.8%
  • 1-unit attached2,89915.1%
  • 2–4 units2141.1%
  • 5–49 units5,82530.3%
  • 50+ units9805.1%
  • Mobile3231.7%
TypeUnitsShare
1-unit detached8,99546.8%
1-unit attached2,89915.1%
2 units (duplex)910.5%
3–4 units1230.6%
5–9 units5863.0%
10–19 units2,32512.1%
20–49 units2,91415.1%
50+ units9805.1%
Mobile3231.7%

2–4 unit share 1.1% · 5–49 unit share 30.3% · combined 2–49 31.4%.

Units by bedrooms

Studio
166
1BR
2,352
2BR
5,829
3BR
6,524
4BR
3,059
5+
1,306

Rent burden

Rent ≥30% of income42.8%
Rent ≥50% of income18.6%
  • ACS median gross rent $1,671 (all bedrooms, occupied rentals).
  • Median contract rent $1,485.
  • Renters paying ≥30% of income 42.8%; ≥50% 18.6%.
  • FY2027 2BR SAFMR $2,200 (1.317× ACS median gross rent).

Population

49,141 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +24.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 9 projects, 897 units.
  • HUD project-based assisted MF: 1 properties, 12 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 3,651 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 28273 48.0% of occupied households are renters; vacancy is 5.4%; ACS median gross rent is $1,671; population increased +24.5% between the 2018 and 2023 ACS vintages; the housing stock includes 214 units in 2–4-unit structures and 5,825 units in 5–49-unit structures; 9 LIHTC projects totaling 897 units; FY2027 2BR SAFMR is $2,200 versus ACS median gross rent of $1,671. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

North Carolina research

ZIP 28273 is a Census / HUD profile for Charlotte-Concord-Gastonia, NC-SC, NC. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is North Carolina research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 28273?

ZIP 28273 (Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area) has 49,141 residents, 18,201 households, a renter share of 48.0%, median household income of $84,739, and ACS 2023 median gross rent of $1,671. Vacancy is 5.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 28273?

ACS counts 91 units in 2-unit buildings, 123 in 3–4 unit buildings, 586 in 5–9, 2,325 in 10–19, and 2,914 in 20–49. Combined 2–49 unit stock is 6,039 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 28273?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,200. See the full schedule and 90–110% payment-standard band on the ZIP 28273 — Charlotte, NC HUD Section 8 Payment Standards / SAFMR.

Does this North Carolina ZIP profile include Georgia listings?

No. ZIP 28273 is Census / HUD research for Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area. Jeff Crowe CRE does not list North Carolina property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.