Housing market/Florida/ZIP 34120
ZIP 34120 Naples, Florida
Naples-Marco Island, FL MSA · Florida. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
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HUD schedule, ACS stock, and the 90–110% band for ZIP 34120 · FL — sent to you.
ZIP 34120 · FL
ACS rent vs 2BR SAFMR
ZIP 34120 — Naples, FL HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 34120
- 1-unit detached12,99373.2%
- 1-unit attached1,3897.8%
- 2–4 units8104.6%
- 5–49 units1,7459.8%
- 50+ units290.2%
- Mobile7904.4%
2–4 unit share 4.6% · 5–49 unit share 9.8% · combined 2–49 14.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $2,067 (all bedrooms, occupied rentals).
- Median contract rent $1,880.
- Renters paying ≥30% of income 59.3%; ≥50% 27.2%.
- FY2027 2BR SAFMR $2,490 (1.205× ACS median gross rent).
Population
39,919 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +22.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 724 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 34120 9.0% of occupied households are renters; vacancy is 19.0%; ACS median gross rent is $2,067; population increased +22.8% between the 2018 and 2023 ACS vintages; the housing stock includes 810 units in 2–4-unit structures and 1,745 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,490 versus ACS median gross rent of $2,067. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Florida research
ZIP 34120 is a Census / HUD profile for Naples-Marco Island, FL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 34120 — Naples, FL HUD Section 8 Payment Standards / SAFMR·Florida ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Florida research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 34120?
ZIP 34120 (Naples-Marco Island, FL MSA) has 39,919 residents, 14,400 households, a renter share of 9.0%, median household income of $90,695, and ACS 2023 median gross rent of $2,067. Vacancy is 19.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 34120?
ACS counts 46 units in 2-unit buildings, 764 in 3–4 unit buildings, 197 in 5–9, 764 in 10–19, and 784 in 20–49. Combined 2–49 unit stock is 2,555 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 34120?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,490. See the full schedule and 90–110% payment-standard band on the ZIP 34120 — Naples, FL HUD Section 8 Payment Standards / SAFMR.
Does this Florida ZIP profile include Georgia listings?
No. ZIP 34120 is Census / HUD research for Naples-Marco Island, FL MSA. Jeff Crowe CRE does not list Florida property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.