Housing market/Ohio/ZIP 45207
ZIP 45207 Cincinnati, Ohio
Cincinnati, OH-KY-IN HUD Metro FMR Area · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 45207 · OH — sent to you.
ZIP 45207 · OH
ACS rent vs 2BR SAFMR
ZIP 45207 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 45207
- 1-unit detached1,82760.7%
- 1-unit attached471.6%
- 2–4 units72324.0%
- 5–49 units36412.1%
- 50+ units471.6%
2–4 unit share 24.0% · 5–49 unit share 12.1% · combined 2–49 36.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $990 (all bedrooms, occupied rentals).
- Median contract rent $757.
- Renters paying ≥30% of income 46.5%; ≥50% 31.3%.
- FY2027 2BR SAFMR $1,310 (1.323× ACS median gross rent).
Population
7,089 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -0.6%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 35 units.
- HUD project-based assisted MF: 3 properties, 127 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 497 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 45207 42.1% of occupied households are renters; vacancy is 17.7%; ACS median gross rent is $990; population changed -0.6% between the 2018 and 2023 ACS vintages; the housing stock includes 723 units in 2–4-unit structures and 364 units in 5–49-unit structures; 2 LIHTC projects totaling 35 units; FY2027 2BR SAFMR is $1,310 versus ACS median gross rent of $990. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Ohio research
ZIP 45207 is a Census / HUD profile for Cincinnati, OH-KY-IN, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 45207 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR·Ohio ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 45207?
ZIP 45207 (Cincinnati, OH-KY-IN HUD Metro FMR Area) has 7,089 residents, 2,476 households, a renter share of 42.1%, median household income of $48,833, and ACS 2023 median gross rent of $990. Vacancy is 17.7%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 45207?
ACS counts 520 units in 2-unit buildings, 203 in 3–4 unit buildings, 123 in 5–9, 199 in 10–19, and 42 in 20–49. Combined 2–49 unit stock is 1,087 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 45207?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,310. See the full schedule and 90–110% payment-standard band on the ZIP 45207 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR.
Does this Ohio ZIP profile include Georgia listings?
No. ZIP 45207 is Census / HUD research for Cincinnati, OH-KY-IN HUD Metro FMR Area. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.