Housing market/Ohio/ZIP 45218

ACS 2023 · FY2027 SAFMR

ZIP 45218 Cincinnati, Ohio

Cincinnati, OH-KY-IN HUD Metro FMR Area · Ohio. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,815
Households
1,545
Median HH income
$74,617
Renter share
37.2%
Median gross rent
$1,017
Vacancy
3.1%
Pop. change
-2.5%
2BR SAFMR
$1,350
SAFMR / rent
1.327×
2–49 unit stock
295
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 45218 · OH — sent to you.

ZIP 45218 · OH

ACS median rent$1,017
2BR SAFMR$1,350
90% floor$1,215
110% ceiling$1,485

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 45218

  • 1-unit detached1,00162.8%
  • 1-unit attached27217.1%
  • 2–4 units1559.7%
  • 5–49 units1408.8%
  • Mobile271.7%
TypeUnitsShare
1-unit detached1,00162.8%
1-unit attached27217.1%
2 units (duplex)875.5%
3–4 units684.3%
5–9 units1117.0%
10–19 units241.5%
20–49 units50.3%
50+ units00.0%
Mobile271.7%

2–4 unit share 9.7% · 5–49 unit share 8.8% · combined 2–49 18.5%.

Units by bedrooms

Studio
9
1BR
103
2BR
392
3BR
669
4BR
328
5+
94

Rent burden

Rent ≥30% of income41.2%
Rent ≥50% of income18.4%
  • ACS median gross rent $1,017 (all bedrooms, occupied rentals).
  • Median contract rent $828.
  • Renters paying ≥30% of income 41.2%; ≥50% 18.4%.
  • FY2027 2BR SAFMR $1,350 (1.327× ACS median gross rent).

Population

3,815 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -2.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 497 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 45218 37.2% of occupied households are renters; vacancy is 3.1%; ACS median gross rent is $1,017; population changed -2.5% between the 2018 and 2023 ACS vintages; the housing stock includes 155 units in 2–4-unit structures and 140 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,350 versus ACS median gross rent of $1,017. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Ohio research

ZIP 45218 is a Census / HUD profile for Cincinnati, OH-KY-IN, OH. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Ohio research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 45218?

ZIP 45218 (Cincinnati, OH-KY-IN HUD Metro FMR Area) has 3,815 residents, 1,545 households, a renter share of 37.2%, median household income of $74,617, and ACS 2023 median gross rent of $1,017. Vacancy is 3.1%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 45218?

ACS counts 87 units in 2-unit buildings, 68 in 3–4 unit buildings, 111 in 5–9, 24 in 10–19, and 5 in 20–49. Combined 2–49 unit stock is 295 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 45218?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,350. See the full schedule and 90–110% payment-standard band on the ZIP 45218 — Cincinnati, OH HUD Section 8 Payment Standards / SAFMR.

Does this Ohio ZIP profile include Georgia listings?

No. ZIP 45218 is Census / HUD research for Cincinnati, OH-KY-IN HUD Metro FMR Area. Jeff Crowe CRE does not list Ohio property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.