Housing market/Indiana/ZIP 46049

ACS 2023 · FY2027 SAFMR

ZIP 46049 Kempton, Clinton County, Indiana

Clinton County, IN · Indiana. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
994
Households
393
Median HH income
$78,523
Renter share
8.1%
Median gross rent
$820
Vacancy
23.7%
Pop. change
+10.7%
2BR SAFMR
$1,240
SAFMR / rent
1.512×
2–49 unit stock
—
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 46049 · IN — sent to you.

ZIP 46049 · IN

ACS median rent$820
2BR SAFMR$1,240
90% floor$1,116
110% ceiling$1,364

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 46049

  • 1-unit detached50998.8%
  • 1-unit attached10.2%
  • Mobile51.0%
TypeUnitsShare
1-unit detached50998.8%
1-unit attached10.2%
2 units (duplex)00.0%
3–4 units00.0%
5–9 units00.0%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile51.0%

2–4 unit share 0.0% · 5–49 unit share 0.0% · combined 2–49 0.0%.

Units by bedrooms

Studio
0
1BR
6
2BR
107
3BR
334
4BR
55
5+
13

Rent burden

Rent ≥30% of income34.4%
Rent ≥50% of income0.0%
  • ACS median gross rent $820 (all bedrooms, occupied rentals).
  • Median contract rent $525.
  • Renters paying ≥30% of income 34.4%; ≥50% 0.0%.
  • FY2027 2BR SAFMR $1,240 (1.512× ACS median gross rent).

Population

994 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +10.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 46049 8.1% of occupied households are renters; vacancy is 23.7%; ACS median gross rent is $820; population increased +10.7% between the 2018 and 2023 ACS vintages; the housing stock includes 0 units in 2–4-unit structures and 0 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,240 versus ACS median gross rent of $820. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Indiana research

ZIP 46049 is a Census / HUD profile for Clinton County, IN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Indiana research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 46049?

ZIP 46049 (Clinton County, IN) has 994 residents, 393 households, a renter share of 8.1%, median household income of $78,523, and ACS 2023 median gross rent of $820. Vacancy is 23.7%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 46049?

ACS counts 0 units in 2-unit buildings, 0 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is — units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 46049?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,240. See the full schedule and 90–110% payment-standard band on the ZIP 46049 — Kempton, IN HUD Section 8 Payment Standards / SAFMR.

Does this Indiana ZIP profile include Georgia listings?

No. ZIP 46049 is Census / HUD research for Clinton County, IN. Jeff Crowe CRE does not list Indiana property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.