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Housing market/Indiana/ZIP 46075

ACS 2023 · FY2027 SAFMR

ZIP 46075 Whitestown, Indiana

Indianapolis-Carmel, IN HUD Metro FMR Area · Indiana. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
9,084
Households
3,334
Median HH income
$118,839
Renter share
22.8%
Median gross rent
$1,797
Vacancy
2.6%
Pop. change
+38.8%
2BR SAFMR
$2,300
SAFMR / rent
1.280×
2–49 unit stock
311
LIHTC proj / units
1 / 264
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 46075 · IN — sent to you.

ZIP 46075 · IN

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ACS rent vs 2BR SAFMR

ZIP 46075 — Whitestown, IN HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,797
2BR SAFMR$2,300
90% floor$2,070
110% ceiling$2,530

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 46075

  • 1-unit detached2,90184.8%
  • 1-unit attached1524.4%
  • 2–4 units250.7%
  • 5–49 units2868.4%
  • 50+ units591.7%
TypeUnitsShare
1-unit detached2,90184.8%
1-unit attached1524.4%
2 units (duplex)00.0%
3–4 units250.7%
5–9 units210.6%
10–19 units541.6%
20–49 units2116.2%
50+ units591.7%
Mobile00.0%

2–4 unit share 0.7% · 5–49 unit share 8.4% · combined 2–49 9.1%.

Units by bedrooms

Studio
23
1BR
164
2BR
415
3BR
1,601
4BR
957
5+
263

Rent burden

Rent ≥30% of income47.5%
Rent ≥50% of income34.3%
  • ACS median gross rent $1,797 (all bedrooms, occupied rentals).
  • Median contract rent $1,567.
  • Renters paying ≥30% of income 47.5%; ≥50% 34.3%.
  • FY2027 2BR SAFMR $2,300 (1.280× ACS median gross rent).

Population

9,084 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +38.8%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 264 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 288 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 46075 22.8% of occupied households are renters; vacancy is 2.6%; ACS median gross rent is $1,797; population increased +38.8% between the 2018 and 2023 ACS vintages; the housing stock includes 25 units in 2–4-unit structures and 286 units in 5–49-unit structures; 1 LIHTC projects totaling 264 units; FY2027 2BR SAFMR is $2,300 versus ACS median gross rent of $1,797. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Indiana research

ZIP 46075 is a Census / HUD profile for Indianapolis-Carmel, IN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 46075 — Whitestown, IN HUD Section 8 Payment Standards / SAFMR·Indiana ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
46030Indianapolis-Carmel, IN HUD Metro FMR Area20.9%$951$1,27046032Indianapolis-Carmel, IN HUD Metro FMR Area33.0%$1,522$2,14046033Indianapolis-Carmel, IN HUD Metro FMR Area13.1%$1,597$2,16046034Indianapolis-Carmel, IN HUD Metro FMR Area13.4%$1,038$1,41046037Indianapolis-Carmel, IN HUD Metro FMR Area18.7%$1,463$2,02046038Indianapolis-Carmel, IN HUD Metro FMR Area31.4%$1,489$1,99046040Indianapolis-Carmel, IN HUD Metro FMR Area13.2%$1,344$1,62046052Indianapolis-Carmel, IN HUD Metro FMR Area25.2%$911$1,28046055Indianapolis-Carmel, IN HUD Metro FMR Area14.7%$1,596$2,09046060Indianapolis-Carmel, IN HUD Metro FMR Area31.0%$1,215$1,66046061Indianapolis-Carmel, IN HUD Metro FMR Area——$1,96046062Indianapolis-Carmel, IN HUD Metro FMR Area19.3%$1,458$1,870

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Indiana research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 46075?

ZIP 46075 (Indianapolis-Carmel, IN HUD Metro FMR Area) has 9,084 residents, 3,334 households, a renter share of 22.8%, median household income of $118,839, and ACS 2023 median gross rent of $1,797. Vacancy is 2.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 46075?

ACS counts 0 units in 2-unit buildings, 25 in 3–4 unit buildings, 21 in 5–9, 54 in 10–19, and 211 in 20–49. Combined 2–49 unit stock is 311 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 46075?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,300. See the full schedule and 90–110% payment-standard band on the ZIP 46075 — Whitestown, IN HUD Section 8 Payment Standards / SAFMR.

Does this Indiana ZIP profile include Georgia listings?

No. ZIP 46075 is Census / HUD research for Indianapolis-Carmel, IN HUD Metro FMR Area. Jeff Crowe CRE does not list Indiana property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.