Housing market/New Mexico/ZIP 87520
ZIP 87520 Chama, Rio Arriba County, New Mexico
Rio Arriba County, NM · New Mexico. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 87520 · NM — sent to you.
ZIP 87520 · NM
ACS rent vs 2BR SAFMR
ZIP 87520 — Chama, NM HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 87520
- 1-unit detached1,05479.3%
- 2–4 units312.3%
- Mobile24418.4%
2–4 unit share 2.3% · 5–49 unit share 0.0% · combined 2–49 2.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $529 (all bedrooms, occupied rentals).
- Median contract rent $474.
- Renters paying ≥30% of income 14.8%; ≥50% 0.0%.
- FY2027 2BR SAFMR $1,010 (1.909× ACS median gross rent).
Population
1,088 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -12.0%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
What the data shows
ZIP 87520 19.6% of occupied households are renters; vacancy is 61.2%; ACS median gross rent is $529; population changed -12.0% between the 2018 and 2023 ACS vintages; the housing stock includes 31 units in 2–4-unit structures and 0 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,010 versus ACS median gross rent of $529. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
New Mexico research
ZIP 87520 is a Census / HUD profile for Rio Arriba County, NM. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 87520 — Chama, NM HUD Section 8 Payment Standards / SAFMR·New Mexico ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is New Mexico research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 87520?
ZIP 87520 (Rio Arriba County, NM) has 1,088 residents, 516 households, a renter share of 19.6%, median household income of $59,583, and ACS 2023 median gross rent of $529. Vacancy is 61.2%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 87520?
ACS counts 7 units in 2-unit buildings, 24 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 31 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 87520?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,010. See the full schedule and 90–110% payment-standard band on the ZIP 87520 — Chama, NM HUD Section 8 Payment Standards / SAFMR.
Does this New Mexico ZIP profile include Georgia listings?
No. ZIP 87520 is Census / HUD research for Rio Arriba County, NM. Jeff Crowe CRE does not list New Mexico property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.