Housing market/California/ZIP 95018

ACS 2023 · FY2027 SAFMR

ZIP 95018 Felton, California

Santa Cruz-Watsonville, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
6,377
Households
2,784
Median HH income
$119,130
Renter share
17.7%
Median gross rent
$2,259
Vacancy
8.1%
Pop. change
-9.7%
2BR SAFMR
$4,310
SAFMR / rent
1.908×
2–49 unit stock
114
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 95018 · CA — sent to you.

ZIP 95018 · CA

ACS median rent$2,259
2BR SAFMR$4,310
90% floor$3,879
110% ceiling$4,741

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 95018

  • 1-unit detached2,70389.2%
  • 1-unit attached1224.0%
  • 2–4 units752.5%
  • 5–49 units391.3%
  • 50+ units321.1%
  • Mobile581.9%
TypeUnitsShare
1-unit detached2,70389.2%
1-unit attached1224.0%
2 units (duplex)591.9%
3–4 units160.5%
5–9 units291.0%
10–19 units80.3%
20–49 units20.1%
50+ units321.1%
Mobile581.9%

2–4 unit share 2.5% · 5–49 unit share 1.3% · combined 2–49 3.8%.

Units by bedrooms

Studio
199
1BR
407
2BR
1,016
3BR
1,127
4BR
180
5+
100

Rent burden

Rent ≥30% of income41.4%
Rent ≥50% of income21.3%
  • ACS median gross rent $2,259 (all bedrooms, occupied rentals).
  • Median contract rent $2,160.
  • Renters paying ≥30% of income 41.4%; ≥50% 21.3%.
  • FY2027 2BR SAFMR $4,310 (1.908× ACS median gross rent).

Population

6,377 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -9.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 303 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 95018 17.7% of occupied households are renters; vacancy is 8.1%; ACS median gross rent is $2,259; population changed -9.7% between the 2018 and 2023 ACS vintages; the housing stock includes 75 units in 2–4-unit structures and 39 units in 5–49-unit structures; FY2027 2BR SAFMR is $4,310 versus ACS median gross rent of $2,259. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

California research

ZIP 95018 is a Census / HUD profile for Santa Cruz-Watsonville, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 95018?

ZIP 95018 (Santa Cruz-Watsonville, CA MSA) has 6,377 residents, 2,784 households, a renter share of 17.7%, median household income of $119,130, and ACS 2023 median gross rent of $2,259. Vacancy is 8.1%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 95018?

ACS counts 59 units in 2-unit buildings, 16 in 3–4 unit buildings, 29 in 5–9, 8 in 10–19, and 2 in 20–49. Combined 2–49 unit stock is 114 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 95018?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $4,310. See the full schedule and 90–110% payment-standard band on the ZIP 95018 — Felton, CA HUD Section 8 Payment Standards / SAFMR.

Does this California ZIP profile include Georgia listings?

No. ZIP 95018 is Census / HUD research for Santa Cruz-Watsonville, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.