Housing market/California/ZIP 95112
ZIP 95112 San Jose, California
San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
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HUD schedule, ACS stock, and the 90–110% band for ZIP 95112 · CA — sent to you.
ZIP 95112 · CA
ACS rent vs 2BR SAFMR
ZIP 95112 — San Jose, CA HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 95112
- 1-unit detached6,19627.1%
- 1-unit attached1,3956.1%
- 2–4 units1,9668.6%
- 5–49 units6,08326.6%
- 50+ units6,07126.6%
- Mobile1,1244.9%
2–4 unit share 8.6% · 5–49 unit share 26.5% · combined 2–49 35.0%.
Units by bedrooms
Rent burden
- ACS median gross rent $2,095 (all bedrooms, occupied rentals).
- Median contract rent $1,983.
- Renters paying ≥30% of income 49.6%; ≥50% 27.6%.
- FY2027 2BR SAFMR $2,900 (1.384× ACS median gross rent).
Population
56,766 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -7.0%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 32 projects, 3,438 units.
- HUD project-based assisted MF: 5 properties, 310 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 3,483 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 95112 72.1% of occupied households are renters; vacancy is 7.4%; ACS median gross rent is $2,095; population changed -7.0% between the 2018 and 2023 ACS vintages; the housing stock includes 1,966 units in 2–4-unit structures and 6,083 units in 5–49-unit structures; 32 LIHTC projects totaling 3,438 units; FY2027 2BR SAFMR is $2,900 versus ACS median gross rent of $2,095. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
California research
ZIP 95112 is a Census / HUD profile for San Jose-Sunnyvale-Santa Clara, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 95112 — San Jose, CA HUD Section 8 Payment Standards / SAFMR·California ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 95112?
ZIP 95112 (San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area) has 56,766 residents, 21,264 households, a renter share of 72.1%, median household income of $89,649, and ACS 2023 median gross rent of $2,095. Vacancy is 7.4%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 95112?
ACS counts 722 units in 2-unit buildings, 1,244 in 3–4 unit buildings, 2,602 in 5–9, 1,660 in 10–19, and 1,821 in 20–49. Combined 2–49 unit stock is 8,049 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 95112?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,900. See the full schedule and 90–110% payment-standard band on the ZIP 95112 — San Jose, CA HUD Section 8 Payment Standards / SAFMR.
Does this California ZIP profile include Georgia listings?
No. ZIP 95112 is Census / HUD research for San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.