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Active78 days listed

1305 Horseshoe Creek Lane, Cumming, GA 30041

  • 4bd
  • 4ba
  • 2,793SF
  • 0.21ac lot

Single-family homeSaddlebrook

List price

$599,000

$214/SF list

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FMLS IDXFMLS #7818953 · Listing Provided By Dime Real Estate, LLC. · 678-287-1090 · Listing agent Joseph Addington

Location

1305 Horseshoe Creek Lane, Cumming GA 30041

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About this home

Craftsman charm with modern living— Designed with both style and functionality in mind, this beautifully maintained 4-bedroom, 3.5-bath home offers 2,793 square feet of thoughtfully designed living space. The sought-after main-level primary suite creates a private retreat, while the upstairs bonus loft/second living room is perfect for a teen hangout, media room, home office, or play space. The heart of the home is the open-concept design that flows effortlessly from Kitchen to the spacious family room—ideal for entertaining or everyday living. Elegant wide-plank hardwood floors, upgraded presidential trim package, and abundant natural light create a warm yet sophisticated feel throughout. Every bedroom features vaulted ceilings and generous walk-in closets, providing comfort and space for everyone. Step outside to your own private backyard oasis, complete with a large flagstone patio, covered seating area with ceiling fans, and a fully fenced, flat backyard—perfect for relaxing, entertaining, or enjoying quiet evenings at home. Perfectly positioned just minutes from GA-400, shopping, dining, the hospital and Lake Lanier. This home offers the convenience of everything you need while still enjoying the peaceful charm of a country setting. Residents enjoy exceptional neighborhood amenities, including a zero-entry style pool, nature trails, and a playground. This is the perfect blend of modern design, everyday comfort, and an unbeatable location. Move-in ready and waiting for you to call it home. Text me for further details and scheduling a showing or better yet, let's write a contract

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,793 SF
Lot size
0.21 acres
Year built
2014
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Style
Traditional
Construction
HardiPlank Type
Roof
Shingle
Flooring
Hardwood, Carpet
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Double Oven, Microwave, Refrigerator
Lot
Back Yard, Wooded, Private, Front Yard
Community
Playground, Sidewalks, Street Lights, Pool
HOA
$765 annually
Annual tax
$4,932 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $599,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,528/mo

Principal and interest
$3,703
Property tax
$411
Home insurance
$125
Mortgage insurance
$225
HOA dues
$64
Loan amount
$539,100
Cash down
$59,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Dime Real Estate, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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