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Pending84 days listed

1310 Timber Lake Trail, Cumming, GA 30041

  • 3bd
  • 3ba
    • 0
  • 0.45ac lot

Single-family home

List price

$399,999

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FMLS IDXFMLS #7816577 · Listing Provided By Pend Realty, LLC. · 888-641-7363 · Listing agent Gina DiResta

Location

1310 Timber Lake Trail, Cumming GA 30041

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About this home

Welcome to this beautifully maintained, move-in-ready home in Cumming, ideally located just minutes from Lake Lanier, GA-400, shopping, dining, and top-rated Forsyth County schools. Built in 2021, this stylish two-story home offers 3 bedrooms, 2.5 bathrooms, and a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The heart of the home is the stunning kitchen, featuring white shaker-style cabinetry, quartz countertops, stainless steel appliances, a breakfast bar, and modern accent lighting. The kitchen flows seamlessly into the dining and living areas, creating the perfect space for gathering with family and friends. Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in closet, double vanity, and separate shower. Two additional bedrooms provide flexibility for guests, a home office, playroom, or hobby space. Step outside to enjoy the covered front porch, rear patio, and level 0.45-acre lot surrounded by mature trees, offering plenty of room to create your ideal outdoor oasis. Even better, the community features a private dock with direct Lake Lanier access, making it easy to enjoy boating, fishing, kayaking, or simply spending time by the water. Complete with an attached garage, generous driveway parking, and **no HOA**, this exceptional home combines modern comfort with an unbeatable location and easy access to one of North Georgia's most sought-after recreational destinations. Don't miss this incredible opportunity!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Half baths
1
Lot size
0.45 acres
Year built
2021
Levels
Two
Main-level bedrooms
0
Parking
Attached
Style
Traditional
Construction
Other
Roof
Composition
Flooring
Laminate
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Appliances
Dishwasher, Microwave, Refrigerator
Lot
Level
HOA
No
Annual tax
$4,441 (2024)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $399,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,118/mo

Principal and interest
$2,473
Property tax
$370
Home insurance
$125
Mortgage insurance
$150
Loan amount
$359,999
Cash down
$40,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Pend Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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