Active39 days listed

3345 Carmichael Drive, Cumming, GA 30028

  • 5bd
  • 4ba
  • 4,936SF
  • 0.32ac lot

Single-family homeMontebello

List price

$849,000

$172/SF list

Ask about this home

FMLS IDXFMLS #7840361 · Listing Provided By BHGRE Metro Brokers · 404-843-2500 · Listing agent Laura Quinn

Location

3345 Carmichael Drive, Cumming GA 30028

Interactive map

Loads on click

About this home

Make your move more affordable! The seller is offering an incentive toward a 2-year temporary interest rate buydown, potentially reducing your monthly mortgage payments during the first two years of homeownership. This is a great opportunity to ease into your new home with added financial flexibility. Buyer eligibility, lender approval, and program terms apply. From the moment you walk in, this home feels welcoming. Thoughtfully designed living spaces that make daily living AND entertaining effortless. This RANCH STYLE home offers a fully finished basement with an IN LAW SUITE! Meticulously maintained and upgraded throughout, this residence offers luxury living in beautiful Montebello, an active pickleball, swim tennis community with low Forsyth County taxes and excellent schools. The gorgeous kitchen is equipped with high-end Thermador double ovens and gas cooktop, natural stone counters and abundant cabinetry. The large island is perfect for casual meals. The open-plan seamlessly connects with the living room with 12ft coffered ceilings and stone fireplace, fostering an expansive and inviting atmosphere. The living room opens to a covered porch with a fireplace, perfect for slow mornings, and relaxed evenings. Formal meals are enjoyed in the dining room, accented with wood beams and wainscoting. The owners suite offers tall ceilings and doors, an oversized shower and bidet. Two secondary bedrooms are also on the main level, and the shared bath features a step in shower. The laundry room includes a drop zone, drying rods, and cabinetry. Sellers added thoughtful updates to the spaces that matter most, judges paneling, upgraded appliances, custom interior lighting plus landscape lighting, so the home is still beautiful after dark! One level living!!! But if you need more space, upstairs is a generous loft area, and 4th bedroom with private bath, a perfect guest retreat. The finished terrace level is extraordinary, beginning with a spa room, a private bath with step in shower, 5th bedroom with large closet and windows and a SECOND laundry area. The entertaining area includes a tv room, game area, a kitchenette with a 2 burner electric cooktop, and room for expansion if desired. A covered patio off the terrace level completes the space perfectly! The terrace level offers many possibilities for extended family visits, or work from home space. This distinguished property, featuring five bedrooms and four bathrooms, showcases captivating craftsman architectural details. The neighborhood, Montebello offers amazing amenities, including a swimming pool, clubhouse, lighted tennis and pickleball courts and a community pavilion with a fireplace. Forsyth County schools are highly rated! And this community is located just minutes from the Cumming City Center, which hosts community activities, and features shops and restaurants! Walking trails and hiking are nearby, with Sawnee Mountain Park, Fowler Park, and the Big Creek Greenway.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
4,936 SF
Lot size
0.32 acres
Year built
2018
Levels
Three Or More
Main-level bedrooms
3
Garage spaces
2
Parking
Electric Vehicle Charging Station(s), Garage, Kitchen Level, Level Driveway, Garage Faces Side
Basement
Finished Bath, Finished, Full, Walk-Out Access
Style
Craftsman, Traditional
Construction
Brick
Roof
Composition
Flooring
Carpet, Concrete, Hardwood, Tile
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Fireplaces
2
Appliances
Double Oven, Dishwasher, Disposal, Gas Water Heater, Gas Cooktop, Microwave
Lot
Back Yard, Cul-De-Sac, Level
Community
Clubhouse, Tennis Court(s), Street Lights, Homeowners Assoc, Pickleball
HOA
$1,300 annually
Annual tax
$141,471 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $849,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$17,589/mo

Principal and interest
$5,249
Property tax
$11,789
Home insurance
$125
Mortgage insurance
$318
HOA dues
$108
Loan amount
$764,100
Cash down
$84,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Cumming

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by BHGRE Metro Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.