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Active44 days listed

3520 Habersham Club Drive, Cumming, GA 30041

  • 5bd
  • 4ba
  • 4,234SF
  • 0.56ac lot

Single-family homeHabersham at Lanier

List price

$597,900

$141/SF list

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FMLS IDXFMLS #7837106 · Listing Provided By Keller Williams Realty Atlanta Partners · 770-605-2221 · Listing agent Tary L Drouault

Location

3520 Habersham Club Drive, Cumming GA 30041

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About this home

This beauty had a facelift! New LVP flooring, granite countertops and fresh paint! Run... don't wait or you will miss this one! Minutes to Lake Lanier yet tucked away on one of the LARGEST double LOT in a peaceful CUL-DE-SAC in one of the most well-established communities. This spacious 5-bedroom, 3.5-bath home offers timeless character, and endless possibilities. Situated on a finished basement with a FENCED BACKYARD, this property also features a NEWER ROOF (2yrs), two-car side-entry garage, and additional carport for extra parking or utilize as a main level side patio. Charming flagstone front porch welcomes you into a two-story foyer, highlighted by an open view of the upper-level catwalk. The formal dining room showcases a tray ceilings and plantation shutters before flowing into eat-in kitchen. Perfect for entertaining and everyday living alike, the kitchen is equipped with stainless steel appliances, breakfast bar seating, additional dining area, water filtration system, and a DOUBLE-SIDED FIREPLACE shared with the adjoining family room. The vaulted living room is filled with natural light from the wall of windows and centered around the stacked stone fireplace, creating a warm and inviting atmosphere. Just beyond, the SUNROOM and open deck provide the perfect place to enjoy indoor-outdoor living. PRIMARY SUITE ON THE MAIN LEVEL offers a private retreat complete with deck access to the HOT TUB, a tiled walk-in shower, jetted tub, split double vanities, and a large walk-in closet. Upstairs, you’ll find three generously sized secondary bedrooms and an additional full bath with double vanity. The FINISHED BASEMENT expands the living space even further with a bedroom, full bath, bonus room, multiple storage areas, and direct access to the covered patio with ceiling fans overlooking the fenced backyard. Additional unfinished areas offer incredible potential for future expansion, whether you envision in-law quarters, guest accommodations, media room, gym, or the ultimate entertainment space. There's also a screened in porch ready to be finished for even more flexibility and ways to utilize every inch of the home to meet your needs. Enjoy the privacy of the neighboring vacant lot while still being conveniently located just minutes from GA 400 for an easy commute. Nearby Lake Lanier, shopping, dining, Northside Hospital, schools, and everyday conveniences making this location as desirable as the home itself. Be sure to check out the upgrade list in the photos!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Half baths
1
Living area
4,234 SF
Lot size
0.56 acres
Year built
1994
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Carport, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Level Driveway
Basement
Daylight, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
Style
Traditional
Construction
Wood Siding
Roof
Composition
Flooring
Carpet, Luxury Vinyl, Other
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level
Community
Homeowners Assoc, Near Schools, Near Shopping
HOA
$175 annually
Annual tax
$1,016 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $597,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,145/mo

Principal and interest
$3,696
Property tax
$85
Home insurance
$125
Mortgage insurance
$224
HOA dues
$15
Loan amount
$538,110
Cash down
$59,790

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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