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Active107 days listed

4245 Trinity Oaks Trail, Cumming, GA 30040

  • 5bd
  • 4ba
  • 3,493SF
  • 0.26ac lot

Single-family homeSierra Lake

List price

$649,990

$186/SF list

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FMLS IDXFMLS #7801514 · Listing Provided By Park Place Brokers · 770-590-1911 · Listing agent Nicole Ramsey

Location

4245 Trinity Oaks Trail, Cumming GA 30040

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About this home

PALISADES • Plan Lot 143 • 5BR 4BA Located within the GATED Sierra Lake community in Cumming, Georgia, this newly built home combines generous space, timeless style, and everyday practicality. Featuring a THREE SIDED-BRICK exterior and more than 3,400 square feet of well-planned living area, the design suits a variety of lifestyles, whether you’re expanding your household or accommodating multiple generations. Five bedrooms and four full baths offer comfort for everyone, while the home’s versatile layout enhances both daily routines and special occasions. The main level includes a bedroom with its own bath access, a formal dining room ideal for hosting, and a separate living room that can easily function as a private office. Upstairs, a spacious media room provides an inviting spot for entertainment or relaxation. A two-car garage adds to the home’s overall convenience. Community amenities elevate the experience even further, with access to a resort-style pool, clubhouse, playground, dog park, and scenic walking trails. And when you’re ready to explore the area, you’re just minutes from GA-400, Lake Lanier, top-rated schools, Northside Hospital, parks, restaurants, and shopping, making both daily errands and weekend outings incredibly accessible.FILE PHOTOS. Actual finishes may vary.* Price reflects current promotion. Ask about closing cost contributions with preferred lender.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
3,493 SF
Lot size
0.26 acres
Year built
2026
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener
Style
Craftsman, Traditional
Construction
Brick 3 Sides, Cement Siding
Roof
Shingle
Flooring
Carpet, Luxury Vinyl
Heating
Central, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Microwave, Range Hood
Lot
Back Yard, Front Yard, Landscaped, Level
Community
Clubhouse, Community Dock, Dog Park, Fishing, Gated, Homeowners Assoc, Near Schools, Near Shopping, Playground, Pool, Sidewalks, Street Lights
HOA
$1,320 annually
Annual tax
$1 (2026)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $649,990 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,497/mo

Principal and interest
$4,018
Property tax
$0
Home insurance
$125
Mortgage insurance
$244
HOA dues
$110
Loan amount
$584,991
Cash down
$64,999

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Park Place Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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