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Active74 days listed

4435 Fourth Rail Lane, Cumming, GA 30040

  • 4bd
  • 3ba
  • 3,420SF
  • 0.13ac lot

Single-family homeBridgetowne

List price

$499,999

$146/SF list

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FMLS IDXFMLS #7821768 · Listing Provided By Coldwell Banker Realty · 404-262-1234 · Listing agent Ashley Babykin

Location

4435 Fourth Rail Lane, Cumming GA 30040

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About this home

Even better in person! A must see in Forsyth County school district. Move-in ready, family ready home in Bridgetowne! This beautiful home features a full bedroom and full bath on the main. From there, the open-concept living room flows with solid Indian Rosewood flooring into a generously sized kitchen with a breakfast nook, a separate oversized dining room with plenty of space for a 12-person table-perfect for entertaining. You'll also find a private, window-filled room that makes a beautiful home office, playroom, craft room, or flex space. The kitchen and living areas flow seamlessly to the private wooded backyard( no neighbors behind you) with zero-step access, making everyday living and entertaining easy. Upstairs, a spacious bonus area filled with natural light provides the perfect spot for a gaming area, additional living space, media room, or homework zone. The oversized primary suite offers a true retreat, the solid Indian Rosewood floors continue here complete with a fireplace and coffee and cocktail bar, along with two walk-in closets-a fashionista's dream or the perfect opportunity for a nursery, second office, dressing room, or additional private space. Additional bedrooms offer plenty of room for family, guests, or hobbies. And then there's Bridgetowne! Residents enjoy an impressive collection of amenities, including a beautiful community pool with a children's zero-entry area, clubhouse, fitness center with brand-new equipment, playground, tennis courts, pickleball courts, and more. It's a community designed to make everyday living feel like a lifestyle. The location is just as impressive, with convenient access to GA-400 and the ability to walk to nearby shopping, dining, medical services, and everyday necessities. With its spacious and flexible floor plan, exceptional maintenance, fresh paint, and unbeatable community amenities, this home is truly move-in ready while still giving you the opportunity to make it your own. Come see why this Bridgetowne home deserves to be at the top of your list!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
3,420 SF
Lot size
0.13 acres
Year built
2012
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Style
Contemporary, Craftsman, Modern, Traditional
Construction
Cement Siding, Stone
Roof
Composition, Shingle
Flooring
Ceramic Tile, Hardwood, Vinyl
Heating
Central, Forced Air, Natural Gas
Cooling
Electric Air Filter
Fireplaces
2
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Self Cleaning Oven
Lot
Back Yard, Front Yard, Landscaped, Private
Community
Clubhouse, Fitness Center, Homeowners Assoc, Meeting Room, Near Schools, Near Shopping, Pickleball, Playground, Pool, Sidewalks, Spa/Hot Tub, Tennis Court(s)
HOA
$550 annually
Annual tax
$4,069 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $499,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,789/mo

Principal and interest
$3,091
Property tax
$339
Home insurance
$125
Mortgage insurance
$187
HOA dues
$46
Loan amount
$449,999
Cash down
$50,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

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