Active187 days listed

4475 Pebble Rock Drive, Cumming, GA 30041

  • 5bd
  • 4ba
  • 6,176SF
  • 0.62ac lot

Single-family homeHickory Lakeside

List price

$1,650,000

$267/SF list

Ask about this home

FMLS IDXFMLS #7758760 · Listing Provided By Realty Associates of Atlanta, LLC. · 404-235-8900 · Listing agent Tanya Oursler

Location

4475 Pebble Rock Drive, Cumming GA 30041

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About this home

ELEGANT MODERN FARMHOUSE WITH LAKE ACCESS & DEEDED BOAT SLIP IN GATED COMMUNITY! This gem offers a refined blend of luxury, comfort & effortless lake living in a sought-after gated community where privacy, nature & connection come together. Enjoy effortless access to the lake with a deeded covered boat slip equipped with a heavy-duty lift, ideally positioned among the closest to golf cart parking at the community docks. From the inviting rocking chair front porch to the serene wooded & lake views, every detail has been thoughtfully curated. Step inside to an open, light-filled floorplan where soaring ceilings & intentional design create an immediate sense of scale and warmth. The two-story vaulted family room serves as the heart of the home, anchored by expansive Pella windows and seamless flow into the kitchen and outdoor living spaces. A dedicated main-level office provides a quiet workspace, while the overall layout balances openness with defined, purposeful living areas. Designed with both style & functionality in mind, the kitchen offers a warm, inviting space for everyday living and entertaining. Thoughtfully appointed with quality appliances, a pot filler, quartzite countertops, an island/breakfast bar & a built-in wine fridge, it provides the perfect balance of form & function. A true highlight is the expansive secondary prep kitchen/walk-in pantry complete with a second sink, additional dishwasher, full-size refrigerator space & extensive cabinetry & workspace. The main-level primary suite is a private sanctuary designed for comfort & indulgence. Featuring two spacious custom closets with pocket doors & built-in shelving, the suite offers both beauty and function. The spa-inspired bath includes a zero-entry glass shower, soaking tub & elegant finishes that create a serene, retreat-like atmosphere. A private coffee bar & wine fridge elevate the space even further, while direct access to a private deck provides the perfect setting. For ultimate convenience, the primary suite connects directly to the oversized laundry room, thoughtfully designed with extensive cabinetry, shelving & storage. A secondary ensuite bedroom on the main level is positioned on the opposite side of the home with a full bath - ideal for guests or multigenerational living. Upstairs, two generously sized bedrooms share a full bath, including one with a very spacious oversized walk-in closet. A walkway overlooking the family room below enhances the home's open & connected feel. Designed for year-round enjoyment, the home's outdoor spaces are equally impressive. A large vaulted screened porch with fireplace & TV mount creates the ultimate setting for relaxing or entertaining, seamlessly extending to a deck overlooking peaceful wooded surroundings and glimpses of the lake. The fenced backyard offers both privacy and flexibility, while the lower-level walk-out patio provides an additional outdoor retreat. The expansive basement is designed to adapt to your lifestyle. Featuring a partial kitchen with refrigerator, microwave and sink, along with a second laundry area, full bath, bedroom space & living area, it's perfectly suited for an in-law suite or extended guest accommodations. Alternatively, the space can be transformed into a full entertainment level already set up with plumbing & counter height electrial for a wet bar. Storage rooms & two efficient mini-split systems add comfort & practicality while direct access to the patio enhances livability. Offering four garage spaces, including a two-car garage with an EV charger plus a golf cart/boat garage on the main level & a lower-level garage for lake toys or equipment. The community also features a clubhouse, tennis and pickleball courts, a swimming pool, a firepit area & a welcoming yet peaceful atmosphere with an active social element. Located less than a mile from a nearby park & convenient to restaurants & shopping, this home offers the perfect balance of seculsion & accessibility.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
6,176 SF
Lot size
0.62 acres
Year built
2022
Levels
One and One Half
Main-level bedrooms
2
Garage spaces
4
Parking
Attached, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Electric Vehicle Charging Station(s)
Basement
Boat Door, Daylight, Exterior Entry, Finished, Full, Interior Entry
Style
Contemporary, Farmhouse, Modern
Construction
Brick 3 Sides, HardiPlank Type
Roof
Composition, Metal, Shingle
Flooring
Ceramic Tile, Hardwood, Vinyl
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Zoned
Fireplaces
2
Appliances
Dishwasher, Disposal, Double Oven, Gas Range, Range Hood, Refrigerator, Self Cleaning Oven, Tankless Water Heater
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Private
Community
Clubhouse, Community Dock, Curbs, Gated, Homeowners Assoc, Lake, Pickleball, Pool, Street Lights, Tennis Court(s)
HOA
$1,500 quarterly
Annual tax
$15,318 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,650,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$12,721/mo

Principal and interest
$10,201
Property tax
$1,277
Home insurance
$125
Mortgage insurance
$619
HOA dues
$500
Loan amount
$1,485,000
Cash down
$165,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Realty Associates of Atlanta, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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