Talk to Jeff

Active47 days listed

4690 Settlers Grove Road, Cumming, GA 30028

  • 4bd
  • 3ba
  • 2,419SF
  • 0.21ac lot

Single-family homeSettlers Lake

List price

$475,000

$196/SF list

Ask about this home

FMLS IDXFMLS #7835697 · Listing Provided By HomeSmart · 678-230-7673 · Listing agent Jason Chaney

Location

4690 Settlers Grove Road, Cumming GA 30028

Interactive map

Loads on click

Open in Google Maps

About this home

Welcome to 4690 Settlers Grove Road! Beautifully maintained and thoughtfully updated, this four-bedroom, two-and-a-half-bath home is nestled in the sought-after Settlers Lake community in Cumming. Positioned toward the quieter back section of the subdivision, it offers a peaceful setting within easy walking distance of the neighborhood pool and tennis courts. The open, light-filled main living area flows seamlessly into the kitchen and dining space, creating a bright and functional layout ideal for everyday living and entertaining. Upstairs you’ll find four generously sized bedrooms, including a comfortable primary suite designed for privacy and relaxation. Outside, enjoy a fully fenced backyard with a covered deck and patio—perfect for pets, play, or quiet evenings at home. Recent updates and improvements include new roof, new water heater, upgraded flooring, new interior and exterior lighting, a storm door, enhanced pantry, enhanced mud room, new kitchen hardware, and stylish decorative wood paneling and wallpaper. Conveniently located just minutes from GA-400 and the North Georgia Premium Outlets, this move-in-ready home combines easy access to shopping, dining, and commuting with the charm of a quiet, established neighborhood. Don’t miss the opportunity to own this well-appointed home in one of Forsyth's most convenient locations.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,419 SF
Lot size
0.21 acres
Year built
2018
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front
Style
Traditional
Construction
Brick Front, HardiPlank Type
Roof
Composition
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave
Lot
Back Yard, Front Yard, Landscaped
Community
Clubhouse, Homeowners Assoc, Lake, Pool, Sidewalks, Street Lights, Tennis Court(s)
HOA
$750 annually
Annual tax
$3,936 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $475,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,631/mo

Principal and interest
$2,937
Property tax
$328
Home insurance
$125
Mortgage insurance
$178
HOA dues
$63
Loan amount
$427,500
Cash down
$47,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Cumming

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by HomeSmart, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.