Active36 days listed

4910 Montclair Trail, Cumming, GA 30040

  • 5bd
  • 4ba
  • 3,861SF
  • 0.48ac lot

Single-family homeBrighton Lake

List price

$768,000

$199/SF list

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FMLS IDXFMLS #7840969 · Listing Provided By Keller Williams Realty North Georgia Partners · 678-341-7406 · Listing agent Timothy Gibson

Location

4910 Montclair Trail, Cumming GA 30040

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About this home

If you're looking for a home that has it all...plenty of space, quiet neighborhood, and prime location, then look no further! Welcome home to this stunning 5 bedroom, 3.5 bath custom home offering multi-generational living across three fully finished levels. Brick and cedar-shake exterior, a classic rocking-chair front porch, and mature landscaping set the tone before you even walk in. As you walk through the front door you'll find yourself in the soaring two-story foyer that opens straight into a dramatic two-story family room with arched picture windows, a cozy fireplace, and cathedral ceilings that flood the space with natural light. Just off the entry, a separate living room/office offers a quiet flex space, while the formal dining room is finished with wainscoting and trim detail for a more elevated feel. The kitchen is a true centerpiece: glazed cabinetry, granite counters, a tumbled-tile backsplash, double oven, and a large center island with bar seating, all opening to its own breakfast/dining area. Just off the kitchen, you'll find a massive laundry room with plenty of built-in storage so you can hide the laundry out of sight when you don't feel like folding another shirt! Upstairs, the expansive primary suite is your retreat with a trey ceiling, a spacious sitting room (which can be converted to a second closet), and a spa-like en-suite bath with a soaking tub, separate shower, and an oversized walk-in closet. You will also find 3 secondary bedrooms and an additional full bathroom on the second level. Downstairs, the finished basement is a standout: a home theater with 7.2 surround sound, acoustic design, recessed lighting, and its own A/V closet, plus a separate pool/game room with a wet bar, TV, and ceiling speakers. This a basement built for Saturdays watching college football, entertaining guests, and relaxing while watching your favorite movie. Enjoy the cool spring and fall evenings on the screened porch off the main level, with vaulted wood ceilings and a ceiling fan, which adds even more everyday living space overlooking the private, tree-lined backyard. Additional highlights: new roof (2025), 3 separate A/C units (one per level), 2 attic fans for energy efficiency, oversized side-entry 2-car garage, front and screened back porches, and a corner lot between two cul-de-sacs. Set in Brighton Lake, a small custom-home community with mature trees, buried utilities, and no through-traffic noise. Amenities include a pool, playground, volleyball, fishing pond, and historic barn. Minutes to the Big Creek Greenway, Kroger, GA-400, Cumming City Center, Halcyon, and Avalon. Zoned Vickery/West Forsyth schools.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Half baths
1
Living area
3,861 SF
Lot size
0.48 acres
Year built
1998
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Garage, Garage Door Opener, Garage Faces Side
Basement
Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
Style
Traditional
Construction
Brick, Cement Siding
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Double Oven, Gas Cooktop, Microwave
Lot
Back Yard, Corner Lot
Community
Fishing, Homeowners Assoc, Lake, Near Trails/Greenway, Playground, Pool
HOA
$850 annually
Annual tax
$5,505 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $768,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,691/mo

Principal and interest
$4,748
Property tax
$459
Home insurance
$125
Mortgage insurance
$288
HOA dues
$71
Loan amount
$691,200
Cash down
$76,800

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty North Georgia Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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