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Active125 days listed

1284 Tributary Drive, Cumming, GA 30041

  • 3bd
  • 3ba
  • 2,594SF
  • 0.13ac lot

Single-family homeWaterhaven

List price

$771,350

$297/SF list

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FMLS IDXFMLS #7793802 · Listing Provided By The Providence Group Realty, LLC. · 678-475-9400 · Listing agent Lizz Hurkmans

Location

1284 Tributary Drive, Cumming GA 30041

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About this home

Elevated Living at Waterhaven! 3% Buyers Choice! Lower your rate, reduce your price, cover closing cost with TPG Preferred Lender/Loan Officer. Home must close by Dec. 31, 2026. Ask about 4.875% interest rate. Welcome to Waterhaven, an exclusive gated community by The Providence Group, ideally located in Cumming just moments from the shores of beautiful Lake Lanier. This stunning Madilyn Plan with an Owner’s Suite on the Main offers timeless charm and effortless living. A classic inviting covered front porch creates a warm first impression. Step inside to discover a thoughtfully designed layout featuring a formal dining room near the entry and a spacious, light-filled family room centered around a cozy painted white shiplap fireplace. The heart of the home is a beautifully appointed kitchen with Linen cabinets and Navy painted large center island, stainless steel appliances seamlessly overlooking the living space perfect for entertaining and everyday living. The main-level owner’s suite is a peaceful retreat, complete with elegant tray ceiling, Oversized walk-in closet, Spa-inspired bath with dual vanities and Tiled Walk-In Shower w/Drying Area. Enjoy your mornings or unwind in the evenings on the covered patio, offering a private outdoor escape. Upstairs, you’ll find two generously sized secondary bedrooms, a shared full bath and a spacious loft ideal for a media room, home office, or play area. Champagne Bronze fixtures throughout. Best of all, the HOA handles lawn care and landscaping, allowing you to enjoy low-maintenance living in a beautifully maintained community. Don’t miss your opportunity homes like this won’t last long. Act now! Target completion Nov/Dec 2026. Please note: Photos are of a previously built Madilyn home and not of the actual home. At TPG, we value our customers, team members, and vendor team’s safety. Our communities are active construction zones and may not be safe to visit at certain stages of construction. Due to this, we ask all agents visiting the community with their clients to come to the office prior to visiting any listed homes. Please note, during your visit, you will be escorted by a TPG employee and may be required to wear flat closed toe shoes and a hardhat. [The Madilyn]

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,594 SF
Lot size
0.13 acres
Year built
2026
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Covered, Garage, Garage Door Opener, Garage Faces Front
Style
Craftsman, Traditional
Construction
Cement Siding, HardiPlank Type
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central, Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Range Hood
Lot
Back Yard, Front Yard, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
Community
Clubhouse, Fitness Center, Gated, Homeowners Assoc, Near Schools, Near Shopping, Pickleball, Playground, Pool, Sidewalks, Street Lights
HOA
$200 monthly
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $771,350 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,962/mo

Principal and interest
$4,769
Property tax
$579
Home insurance
$125
Mortgage insurance
$289
HOA dues
$200
Loan amount
$694,215
Cash down
$77,135

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Providence Group Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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