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Pending69 days listed

5370 Settingdown Road, Cumming, GA 30041

  • 5bd
  • 4ba
  • 4,159SF
  • 1.7ac lot

Single-family home

List price

$999,900

$240/SF list

Ask about this home

FMLS IDXFMLS #7823176 · Listing Provided By Hill Wood Realty, LLC. · 770-822-2499 · Listing agent Cindy Girardeau

Location

5370 Settingdown Road, Cumming GA 30041

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About this home

The Avondale Plan by Tipton Home Builders — This stunning open-concept Craftsman-style home offering 5 bedrooms, 4 bathrooms, with a 3-car garage, all situated on a spacious 1.70-acre lot with no HOA!!! From the welcoming covered front porch, step into an impressive two-story foyer that sets the tone for the elegant design throughout. The main level features soaring 10-foot ceilings (9’ on the upper level) and an ideal layout for both everyday living and entertaining. A private study sits opposite the formal dining room, which connects through a butler’s pantry to the gourmet chef’s kitchen. This kitchen is a showstopper, featuring a large eat-in island, ceiling-height cabinetry, quartz countertops, and stainless-steel appliances, including a double oven. The kitchen opens to a bright breakfast area, a keeping room, and a family room featuring custom-built-ins and a designer fireplace. Step outside to the extended covered rear porch, complete with a brick fireplace — perfect for year-round entertaining, dining, and relaxation. Additionally, the main level features a guest bedroom, a full bathroom, and a mudroom with built-in lockers, all conveniently located off the garage. Upstairs, you’ll find an expansive primary suite with a spa-inspired bath, including a soaking tub, tiled glass shower, dual quartz vanities, and a large walk-in closet. Three additional bedrooms and two full bathrooms complete the upper level, along with a generous media room offering versatile space for a playroom, home theater, or gym. Unfinished basement offers endless possibilities for future expansion, storage, workshop space, or additional living area—ready for your personal touch and customization. Ideally located with easy access to Hwy 400, shopping, dining, and entertainment, this home offers the perfect blend of luxury, comfort, and convenience.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
5
Full baths
4
Living area
4,159 SF
Lot size
1.7 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Attached, Garage, Garage Door Opener
Basement
Bath/Stubbed, Daylight, Full, Unfinished, Walk-Out Access
Style
Craftsman
Construction
Brick, HardiPlank Type
Roof
Composition
Flooring
Carpet, Laminate, Tile
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Fireplaces
2
Appliances
Dishwasher, Disposal, Double Oven, Gas Range, Gas Water Heater, Microwave, Range Hood
Lot
Back Yard, Cleared, Front Yard, Landscaped, Level, Wooded
HOA
No
Annual tax
$1 (2026)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $999,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,682/mo

Principal and interest
$6,182
Property tax
$0
Home insurance
$125
Mortgage insurance
$375
Loan amount
$899,910
Cash down
$99,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Hill Wood Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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