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Active69 days listed

5450 Settingdown Road, Cumming, GA 30041

  • 4bd
  • 4ba
  • 3,440SF
  • 1.7ac lot

Single-family home

List price

$850,000

$247/SF list

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FMLS IDXFMLS #7823185 · Listing Provided By Hill Wood Realty, LLC. · 770-822-2499 · Listing agent Cindy Girardeau

Location

5450 Settingdown Road, Cumming GA 30041

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About this home

The Addison by Tipton Homes is a thoughtfully designed Craftsman-style residence featuring 4 bedrooms, 3.5 baths, abundant upgrades, and a desirable 3-car garage—all set on nearly 2 acres with no HOA. A covered front porch leads into an impressive foyer with 10’ ceilings on the main level (9’ upstairs) and immediate access to a light-filled study, perfect for a home office or flex space. Across the hall, the formal dining room connects seamlessly to the gourmet kitchen through both a butler’s pantry and a spacious walk-in pantry. The chef’s kitchen boasts quartz countertops, stainless steel appliances including a double oven, and an inviting eat-in island. Overlooking the expansive family room—with wood beams, built-in cabinetry, a custom fireplace, and an adjoining breakfast area—this layout offers an effortless flow for everyday living and entertaining. Step outside to the covered rear porch, complete with a brick fireplace, ideal for year-round entertainment and relaxation. The main-level primary suite is privately positioned at the rear of the home and features a spa-inspired bath with a luxury walk-in shower, quartz double vanity, and dual walk-in closets. A main-level guest suite with a private bath, powder room, laundry room, and mudroom with built-in lockers add convenience and functionality. Upstairs, you’ll find two generous secondary bedrooms and a full bathroom. Set in a prime location with quick access to Hwy 400, dining, shopping, and entertainment, this home offers the perfect blend of comfort and craftsmanship.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,440 SF
Lot size
1.7 acres
Year built
2026
Levels
Two
Main-level bedrooms
2
Garage spaces
3
Parking
Attached, Garage, Kitchen Level
Style
Craftsman
Construction
Brick, HardiPlank Type
Roof
Composition
Flooring
Carpet, Laminate, Tile
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air
Fireplaces
2
Appliances
Dishwasher, Disposal, Double Oven, Gas Range, Microwave, Range Hood
Lot
Back Yard, Cleared, Front Yard, Landscaped, Level, Wooded
HOA
No
Annual tax
$1 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $850,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,699/mo

Principal and interest
$5,255
Property tax
$0
Home insurance
$125
Mortgage insurance
$319
Loan amount
$765,000
Cash down
$85,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Hill Wood Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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