Active$465,000
4 bd3 ba2,068 SFSingle-family home
5640 Charleston Bay Drive
Cumming, GA 30041 · Charleston Bay · 99 days listed
FMLS #7807610 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400
Active56 days listed
FMLS #7828496 · Listing Provided By Atlanta Communities · 770-883-0129 · Listing agent Lexie Crowson

Welcome to 5530 Banner Boulevard—a move-in-ready 4-bedroom, 2.5-bath home with approximately 2,436 square feet in Villages at Settingdown Creek! Major updates are already done, including a newer roof (2023), new fencing (2023), fresh interior paint, newly painted front door and shutters, and updated wood flooring in the kitchen. Inside, you'll find hardwood floors on the main level, a separate dining room, and a spacious kitchen featuring 42-inch cabinetry, granite countertops, recessed lighting, and a center island. The kitchen opens to the breakfast area and family room for an easy everyday flow. Upstairs, the spacious primary suite offers a tray ceiling, huge walk-in closet, double vanities, soaking tub, and separate shower. Three additional bedrooms with vaulted ceilings provide plenty of room for family, guests, or a home office. The backyard is a true standout—large, flat, fully fenced, and with room for a future pool. Enjoy a fire pit, covered patio, extended deck, and plenty of usable space for entertaining, pets, play, or gardening. With neighboring homes on only one side, you'll also enjoy added privacy. Villages at Settingdown Creek offers swim, tennis, playground, sidewalks, and streetlights. Conveniently located in North Forsyth near Coal Mountain with easy access to GA-400, Cumming City Center, Lake Lanier, North Georgia Premium Outlets, shopping, dining, parks, and recreation.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
As reported in the listing. Verify with the school district.
Payment estimate
Prefilled with the list price of $465,000 and this week's average rate. Change anything to see your number.
$3,562/mo
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Active$465,000
4 bd3 ba2,068 SFSingle-family home
Cumming, GA 30041 · Charleston Bay · 99 days listed
FMLS #7807610 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400
Active$465,000
4 bd3 ba2,676 SFSingle-family home
Cumming, GA 30028 · Burnt Bridge at Settendown · 75 days listed
FMLS #7820712 · Listing Provided By Mark Spain Real Estate · 770-886-9000
Active$465,000
3 bd2 ba2,190 SFSingle-family home
Cumming, GA 30040 · Tallantworth · 41 days listed
FMLS #7838276 · Listing Provided By Keller Williams North Atlanta · 770-663-7291
Active$465,000
3 bd3 ba2,754 SFSingle-family home
Cumming, GA 30041 · 29 days listed
FMLS #7845741 · Listing Provided By One Nest Georgia Inc. · 678-822-2550
Active$465,000
4 bd3 ba2,792 SFSingle-family home
Cumming, GA 30028 · 27 days listed
FMLS #7846485 · Listing Provided By Landmark Realty Associates, Inc. · 770-886-9499
Active$464,999
3 bd3 ba1,700 SFSingle-family home
Cumming, GA 30041 · Lanier Country Club Estate · 195 days listed
FMLS #7758874 · Listing Provided By Serhant Georgia, LLC · 404-944-7491
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
See the similar homes section on this page, or browse all homes for sale in Cumming, GA.
Beyond homes
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Thinking about a rental or a building instead? Send Jeff a message.
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.