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Active99 days listed

5640 Charleston Bay Drive, Cumming, GA 30041

  • 4bd
  • 3ba
  • 2,068SF
  • 0.5ac lot

Single-family homeCharleston Bay

List price

$465,000

$225/SF list

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FMLS IDXFMLS #7807610 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400 · Listing agent Janna Maresco

Location

5640 Charleston Bay Drive, Cumming GA 30041

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About this home

If you've been looking for a home that offers easy access to Lake Lanier and all the outdoor recreation Forsyth County has to offer, this is it! Located just off Browns Bridge Road in the highly desirable Forsyth County School District, this home is within walking distance of Charleston Park, where you can enjoy hiking and mountain biking trails, swimming or launch your boat for a day on the lake. The side yard offers the potential to create additional space for boat parking, making days on Lake Lanier even more convenient. Inside, you'll love the bright, open floor plan with soaring ceilings, large windows, and beautiful bay windows that fill the home with natural light. Upstairs, the front bedrooms and hallway offer seasonal views of the North Georgia mountains. The spacious primary suite features a walk-in closet, double vanities, a separate soaking tub and shower, and a private water closet. The fully finished basement has 2 rooms currently used as bedrooms totaling the bedroom count to six! Out back, a recently replaced deck overlooks the fully fenced backyard, for a private space to relax, entertain, or enjoy time outdoors. Everyday conveniences are just minutes away, including Publix, Kroger, shopping, dining, and top-rated Forsyth County schools. You'll also be close to the exciting future Coal Mountain mixed-use development, bringing new restaurants, entertainment, and retail to the area. Whether you're spending the day on Lake Lanier, hitting the trails at Charleston Park, or relaxing at home in your private backyard, this home has all of this to enjoy!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,068 SF
Lot size
0.5 acres
Year built
1996
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Garage, Garage Faces Side, Kitchen Level
Basement
Daylight, Finished, Walk-Out Access
Style
Traditional, Other
Construction
Brick Front, Cement Siding
Roof
Composition
Flooring
Carpet, Hardwood
Heating
Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Gas, Zoned
Fireplaces
1
Appliances
Dishwasher, Range Hood
Lot
Back Yard, Cleared, Landscaped, Mountain Frontage
Community
Other
HOA
Yes
Annual tax
$3,659 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $465,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,479/mo

Principal and interest
$2,875
Property tax
$305
Home insurance
$125
Mortgage insurance
$174
Loan amount
$418,500
Cash down
$46,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Community Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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