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Active38 days listed

6040 Windjammer Point, Cumming, GA 30041

  • 6bd
  • 5ba
  • 4,467SF
  • 0.89ac lot

Single-family homeSt Michaels Bay

List price

$978,900

$219/SF list

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FMLS IDXFMLS #7840743 · Listing Provided By SeaGlass Southern Charm · 404-276-5346 · Listing agent James Loftus

Location

6040 Windjammer Point, Cumming GA 30041

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About this home

THE ULTIMATE LAKE LANIER LUXURY PACKAGE An Exclusive Under-$1M Strategic Release | Offered at $978,900 Discover exceptional space, pristine privacy, and world-class resort living in this impressive 6-bedroom, 5-bath traditional estate within Lake Lanier's premier gated marina enclave: St. Michael's Bay in Cumming. Positioned deliberately under the $1M threshold to maximize search parameters, this property offers a sprawling layout paired with an irreplaceable waterfront asset that local residents are actively competing to acquire: the winning bidder secures the exclusive first right of refusal to purchase Slip #10. This premium, covered community boat slip sits in year-round deep water, is accessible via a quick 3-minute ride down the private neighborhood golf cart trail, and carries a verified local cash demand of up to $150,000 due to absolute Corps of Engineers scarcity. Choose to secure a turnkey boating lifestyle on Day One. Do not miss your window to capture this complete package. SUN-DRENCHED TIMELESS ELEGANCE & CURB APPEAL Set against a beautifully wooded backdrop, the home commands attention with a stately brick facade, multiple gables, a welcoming covered front porch, and professional architectural night-lighting system. The three-car garage features extra-high ceilings perfectly suited for a professional car lift installation. Inside, a dramatic two-story family room is flooded with natural light from an expansive wall of windows, showcasing spectacular crisp white woodwork, custom built-ins, and a majestic fireplace that anchors the space. The main floor flow leads into a gorgeous, bright white kitchen—creating an airy, sun-drenched sanctuary. JUST-COMPLETED TERRACE LEVEL The newly finished walkout lower level completely redefines the home’s versatility. Serving as the ultimate lake guest house, multi-generational suite, or luxury entertaining floor, this pristine, untouched space boasts a massive secondary living area, a private bedroom, a full bath, and a spectacular morning coffee bar kitchenette. MULTI-LEVEL PRIVATE OUTDOOR OASIS & TIERED ENTERTAINMENT Step outside to an expansive upper entertainment deck designed for main-floor grilling and dining. Just two steps down, transition seamlessly into a magnificent stone paver patio. Fully fenced and professionally landscaped for maximum seclusion, this secure retreat features a built-in propane fireplace. Ascend further into the property’s unique landscape design to discover an elevated upper tier terrace specifically sculpted for an open-air bonfire pit lounge offering a rustic, cozy gathering space to watch the stars under a dense wooded canopy. A FIVE-STAR GATED RESORT EXPERIENCE St. Michael's Bay provides a world-class country-club lifestyle: a secure gated entrance, private covered marina, dedicated kayak and paddle board launch ramp, lighted tennis and pickleball courts, a junior Olympic swimming pool, nature trails, and The Bay Club community clubhouse featuring a fitness center and billiard room. Seller is a licensed real estate agent in the State of Georgia acting as a principal.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
5
Living area
4,467 SF
Lot size
0.89 acres
Year built
2015
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side
Basement
Exterior Entry, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
Style
Traditional
Construction
Brick 3 Sides, Cement Siding
Roof
Metal, Ridge Vents, Shingle, Wood
Flooring
Carpet, Hardwood, Luxury Vinyl, Tile
Heating
Central, Forced Air, Hot Water, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Gas, Multi Units
Fireplaces
2
Appliances
Dishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Washer
Lot
Back Yard, Front Yard, Landscaped, Private, Sprinklers In Front, Sprinklers In Rear
Community
Boating, Clubhouse, Community Dock, Fitness Center, Gated, Homeowners Assoc, Lake, Marina, Pickleball, Playground, Pool, Sidewalks
HOA
$1,030 semi-annually
Annual tax
$7,235 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $978,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,319/mo

Principal and interest
$6,052
Property tax
$603
Home insurance
$125
Mortgage insurance
$367
HOA dues
$172
Loan amount
$881,010
Cash down
$97,890

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by SeaGlass Southern Charm, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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