Active120 days listed

685 Jefferson Place, Cumming, GA 30040

  • 6bd
  • 4ba
  • 2,605SF
  • 0.17ac lot

Single-family homeLiberty

List price

$640,000

$246/SF list

Ask about this home

FMLS IDXFMLS #7797553 · Listing Provided By Orchard Brokerage LLC · 470-338-3850 · Listing agent Shavonne Tillman

Location

685 Jefferson Place, Cumming GA 30040

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About this home

Huge price improvement!!This one delivers on every level and we mean that literally. From the main floor to the finished basement, this beautifully maintained home in the sought after Liberty subdivision of Cumming has the space, flexibility, and location that today's buyers are searching for. The main level sets an impressive tone. A formal dining room and sitting room welcome you in with classic elegance, while the living room commands attention with soaring high ceilings that cascade to the upper level and a cozy fireplace that anchors the space beautifully. The kitchen is the heart of it all with granite countertops, a center island, and an open flow into the family room that keeps everyone connected. A bedroom and full bathroom on the main level adds even more flexibility for guests or multigenerational living. Head downstairs and discover a fully finished basement that functions as a home within a home, complete with its own kitchen, living room, bedrooms, and bathroom. Whether it's a multigenerational living, rental income potential, or simply more space to spread out, this basement is a true standout feature that sets this home apart from everything else on the market. Out back, a wood deck and patio create a layered outdoor living experience, while the fully fenced backyard offers privacy and room to enjoy those beautiful Georgia evenings. Liberty is a vibrant, amenity rich community featuring a clubhouse, swim and tennis facilities, a playground, and fitness facility, all within a neighborhood that's as welcoming as it is well- maintained. GA-400 is just minutes away, putting downtown Cumming, Alpharetta, and Atlanta all within easy reach. Forsyth County Schools serve the area, consistently ranked among the top school districts in the state, with George W. Whitlow Elementary and Denmark High School nearby. Space for everyone. A basement that changes the game. A location that delivers. This one is truly move-in ready, come see it for yourself. Receive a free 100-day home warranty that Opendoor offers through Armadillo. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
4
Living area
2,605 SF
Lot size
0.17 acres
Year built
2004
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Driveway, Garage, Garage Faces Front
Basement
Daylight, Exterior Entry, Finished Bath, Interior Entry, Other
Style
Traditional
Construction
Brick, Other
Roof
Composition
Flooring
Carpet, Tile, Wood
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Double Oven, Electric Range, Gas Cooktop, Microwave, Refrigerator, Other
Lot
Back Yard, Front Yard, Other
Community
Clubhouse, Homeowners Assoc, Playground, Pool, Other
HOA
$400 semi-annually
Annual tax
$5,099 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $640,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,814/mo

Principal and interest
$3,957
Property tax
$425
Home insurance
$125
Mortgage insurance
$240
HOA dues
$67
Loan amount
$576,000
Cash down
$64,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Orchard Brokerage LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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