Active$325,000
3 bd2 ba1,344 SFSingle-family home
4631 Valley Ridge Drive
Duluth, GA 30096 · Hickory Ridge · 40 days listed
FMLS #7839488 · Listing Provided By Bolst · 678-201-0244
Pending34 days listed
3404 Hill Drive, Duluth, GA 30096
- 3bd
- 2ba
- 1,615SF
- 0.46ac lot
FMLS #7842179 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-956-7860 · Listing agent Renee Adams
About this home
Wanting to be one with nature, and minutes from everything? This 3-bedroom, 2-bath home on close to half an acre is just what those dreams are made of! The lush back yard invites you to join flora and fauna for morning coffee. Prefer floating with nature? The Chattahoochee River is just what the doctor ordered. After a day on the water, you can grab takeout from one of the latest hotspots, or hang out in Downtown Duluth. The home has been well kept and includes many new bits and bops. New LVP flooring on the main level, new fridge and range, new sink fixtures, and new toilets. It also has new (life changing) gutters with LeafFilter(TM), AND the septic has been pumped and serviced. In a market where move-in ready starter homes are basically a myth, you've found the unicorn!
How this list price compares in Duluth
- List price is 31% below the Duluth median list price of $469,900 (283 homes).
- Compared with 194 single-family homes in Duluth: 36% below the median of $504,500.
- List price per square foot is 4% below the Duluth median of $209/SF.
- All 283 homes for sale in Duluth, GA.
- 4,580 homes for sale in Gwinnett County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Pending
- Bedrooms
- 3
- Full baths
- 2
- Living area
- 1,615 SF
- Lot size
- 0.46 acres
- Year built
- 1972
- Levels
- Two
- Main-level bedrooms
- 0
- Garage spaces
- 2
- Parking
- Attached, Garage, Garage Faces Side, Level Driveway
- Basement
- Crawl Space, Finished, Partial
- Style
- Traditional
- Construction
- Brick, Other
- Roof
- Composition, Shingle
- Flooring
- Carpet, Luxury Vinyl, Tile
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Appliances
- Dishwasher, Dryer, Gas Range, Washer
- Lot
- Back Yard, Front Yard, Level, Private
- Community
- Near Schools, Near Shopping, Near Trails/Greenway
- HOA
- No
- Annual tax
- $1,131 (2026)
- County
- Gwinnett
Assigned schools
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $325,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,350/mo
- Principal and interest
- $2,009
- Property tax
- $94
- Home insurance
- $125
- Mortgage insurance
- $122
- HOA dues
- $0
- Loan amount
- $292,500
- Cash down
- $32,500
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Duluth?
See the similar homes section on this page, or browse all homes for sale in Duluth, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- church buildings for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- Georgia land and acreage for saleAcreage, lots and development land.
- apartment buildings for sale in AtlantaApartment buildings for sale inside the City of Atlanta.
Investor research and tools
- cap rates for apartment buildings in AtlantaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- multifamily NOI guideHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR loan guideDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return on apartment buildingsCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- multifamily deal analyzerRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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