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Active100 days listed

4020 Derby Drive, Gainesville, GA 30507

  • 4bd
  • 4ba
  • 3,821SF
  • 0.64ac lot

Single-family homeChurchill Downs

List price

$625,000

$164/SF list

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FMLS IDXFMLS #7807452 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-597-5826 · Listing agent Stacy Derogatis

Location

4020 Derby Drive, Gainesville GA 30507

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About this home

This exceptional Southern charmer offers the perfect blend of thoughtful updates, generous living space, and incredible indoor-outdoor amenities. A brand-new roof (July 2026) provides peace of mind, while the HVAC, interior paint, carpet, and luxury vinyl plank flooring have all been updated within the last one to three years. A gracious front porch welcomes you to this beauty. There are 4 bedrooms plus a large bonus room, 3.5 baths, and an office on the two main floors in addition to a fully finished terrace level. The spacious kitchen features granite countertops, a large breakfast area, and an oversized walk-in pantry, Relax year-round on the screened porch overlooking your private backyard retreat. Outside, enjoy the impressive 18' x 36' in-ground pool complete with a custom-fitted safety cover, all surrounded by an elegant wrought iron fence. Additional exterior features include an irrigation system to keep the landscaping looking its best. The garage is finished with durable epoxy flooring. The oversized primary suite is a true retreat with a tray ceiling and a beautifully remodeled bath featuring a frameless tiled shower, soaking tub, and updated finishes. The fully finished basement is ideal for multigenerational living, guests, or entertaining, offering its own living room, dining area, full kitchen, bedroom, full bathroom, and a second laundry room—providing exceptional flexibility and privacy. This well cared for home with versatile living spaces and fabulous private pool area, is move-in-ready, on a large lot and in a flat cul de sac! Students in the neighborhood attend the sought after Cherokee Bluff school cluster. Don't miss your opportunity to make this rare find yours!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,821 SF
Lot size
0.64 acres
Year built
1996
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Garage, Garage Door Opener, Garage Faces Side
Basement
Daylight, Finished, Finished Bath, Full, Interior Entry
Style
Traditional
Construction
Vinyl Siding
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Double Oven, Electric Range, Microwave, Refrigerator
Pool
In Ground, Private
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped
HOA
$175 annually
Annual tax
$4,009 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $625,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,572/mo

Principal and interest
$3,864
Property tax
$334
Home insurance
$125
Mortgage insurance
$234
HOA dues
$15
Loan amount
$562,500
Cash down
$62,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

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