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Active111 days listed

6490 Providence Lake Drive, Gainesville, GA 30506

  • 5bd
  • 4ba
  • 3,164SF
  • 0.6ac lot

Single-family homeProvidence

List price

$569,000

$180/SF list

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FMLS IDXFMLS #7800407 · Listing Provided By Virtual Properties Realty. Biz · 770-403-2866 · Listing agent Linda B Bradley

Location

6490 Providence Lake Drive, Gainesville GA 30506

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About this home

2% Reduced INTEREST RATE BUY DOWN in Providence, PAID BY SELLER & LENDER! "This property comes with a 2-1 Rate Buy down reducing the buyer’s interest rate by 2% for the first year and 1% for the second year" with accepted offer. Add'l. great options available! Buyer's Home Warranty included to 7/18/2030- unheard of! Buyers can have much more peace with this included! Main level Master suite PLUS an optional 2nd master upstairs! Perfect for multi-generational and in-home office flex spaces! Over 1/2 acre lot w/fruit trees & raised gardens, tons of parking, and an excellent location! CHECK IT OUT! $569,000! The main floor features spacious open living with a cozy fireplace, french doors to the covered patio, and an island kitchen with granite counters, extended counter space, gas cooking and stainless appliances. A separate dining room (or home office) and a family sized dining area off the kitchen gives you room to gather and spread out! Craftsman-traditional styling shines throughout with wide molding, coffered ceilings, hardwood floors and neutral tones! Upstairs features 4 additional bedrooms (one is flex space), and 2 full baths! One of the bedrooms upstairs is also the full guest suite! Abundant parking! Extra wide long driveway plus 2 car garage! Tesla charging unit will not remain, but the set up is there for the next buyer if needed! Step outside to your own private retreat: an oversized yard (.60) with raised garden beds ready to plant- plus fig, pear and plum trees! Property lines extend WELL beyond current landscaping, leaving room to fence, expand, or make it your own (see neighbors property line & photo of plat). Enjoy the covered patio and extended grilling platform for weekend cookouts! Providence isn't just a neighborhood- it's a lifestyle! Lake Lanier is minutes away! Stay home and take a dip in the community pool and relax or enjoy your garden. Do you desire more activities? Join neighbors for the annual chili cook-off, Christmas tree decorating festivities with tours and cocktails, a Fourth of July golf cart parade and the newly launched Book Club! Commuter-friendly with easy access to GA-400, GA-53 and over to 985/85. Recently painted exterior trim and doors, making this home ready for you! Seller provides extended Home Warranty which offers extra peace of mind! (HVAC, appliances etc. will be covered). Floor plan AND Plats of the Lot- both attached in photos! Remember, this is Forsyth County, near North GA Premium Outlets, but Gainesville mailing address. This is def. a great Northeast Forsyth location! Amazing opportunity to invest in Providence, especially being in East Forsyth High School district! Come see for yourself!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Half baths
1
Living area
3,164 SF
Lot size
0.6 acres
Year built
2018
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Level Driveway
Style
Craftsman, Traditional
Construction
Cement Siding, HardiPlank Type, Stone
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood, Sustainable
Heating
Central, Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Gas Water Heater
Lot
Back Yard, Front Yard, Landscaped, Private
Community
Homeowners Assoc, Near Schools, Near Shopping, Pool, Street Lights
HOA
$500 annually
Annual tax
$6,003 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $569,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,398/mo

Principal and interest
$3,518
Property tax
$500
Home insurance
$125
Mortgage insurance
$213
HOA dues
$42
Loan amount
$512,100
Cash down
$56,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty. Biz, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

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