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Active5 days listed

9431 Ponderosa Trail, Gainesville, GA 30506

  • 4bd
  • 4ba
  • 3,264SF
  • 0.4ac lot

Single-family homeLake Lanier with a deep water boat dock

List price

$799,000

$245/SF list

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FMLS IDXFMLS #7857758 · Listing Provided By Keller Williams Realty Atlanta Partners · 770-654-4173 · Listing agent Teresa Smith

Location

9431 Ponderosa Trail, Gainesville GA 30506

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About this home

WOW!! 13 feet of water at the dock as of October 22nd! Are you ready to live like you’re on a permanent vacation? Welcome home to your new lake retreat, perfectly situated on a beautiful street just moments by boat for gas at Port Royale and dining at Pelican Pete’s. This move-in ready 4 BR/ 4 BA home with a 2-car garage, offers the ultimate lake lifestyle for full-time living or a weekend home (who wouldn't want full-time lake living?). The light-filled main level's vaulted ceilings, a cozy fireplace, and an open flow to the dining room and bright kitchen overlooking the private backyard. Upstairs offers a versatile bonus room, while the fully finished terrace level serves as an ideal guest or multi-generational suite-complete with a second kitchen, large den, gym/office, fourth bedroom, flex space, and two full baths. The dock is positioned in a quiet deep-water cove off Two Mile Creek and features a covered slip in the 32x32 double-slip dock with a party deck and a wide, level path is a gentle walk to the water. The dock is a shared dock with the neighbor who uses their property as a weekender. You and all of your family and friends will enjoy deep water access, private cove and a spectacular party deck for sunset cocktails. Located in the sought-after East Forsyth school district, just minutes by land or lake to Port Royale Marina and Vanns Tavern Boat Ramp. Schedule your private showing today!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Living area
3,264 SF
Lot size
0.4 acres
Year built
2000
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Interior Entry, Walk-Out Access
Style
Ranch
Construction
Vinyl Siding
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood, Laminate
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Range, Electric Water Heater, Microwave, Range Hood, Self Cleaning Oven
Lot
Back Yard, Borders US/State Park, Front Yard, Landscaped, Level, Private
Community
Boating, Fishing, Lake, Powered Boats Allowed
HOA
No
Annual tax
$6,306 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $799,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,890/mo

Principal and interest
$4,940
Property tax
$526
Home insurance
$125
Mortgage insurance
$300
Loan amount
$719,100
Cash down
$79,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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